Independent Mortgage Store Limited

Reference number: 301002

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When independent-mortgage-store.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 337 3393 is
  • Who else gives the postcode G11 5HW
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 January 2003 (23 years old)
Registered office
6 Havelock Street, Glasgow, G11 5JA, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John O'Malley Director Apr 1973 25 Oct 2024 6 other companies
Kevin John Taylor Director Apr 1969 25 Oct 2024 10 other companies
Bruce Alexander Lamond Secretary Not published 11 Jun 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
2
are FCA-registered
3

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 3 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£150k

+153% from £59.3k

Employees (average)

2

−33% from 3

Owed within a year

£32.4k

+53% from £21.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC242881. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Mortgage Store’s history from the FCA register and Companies House, newest first.

2024

25 October 2024

  • Board replaced: its only director left and 2 new directors took over
  • Pacitti Jones Legal Limited took control (75–100% of shares)
  • Paul James Alexander McGowan gave up control

Companies House

2016

6 April 2016

  • Paul James Alexander McGowan took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

27 January 2003

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Independent Mortgage Store

Other FCA-listed firms that share a director, phone number or address with Independent Mortgage Store. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its postcode
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Independent Mortgage Store

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Mortgage Store

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Independent Mortgage Store Limited FCA authorised?
Yes, Independent Mortgage Store Limited (FRN 301002) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Independent Mortgage Store’s phone number and website?
The FCA register lists the phone number 0141 337 3393 and the website independent-mortgage-store.co.uk for Independent Mortgage Store. If you were given different contact details, use these to check with the firm before going any further.
Is Independent Mortgage Store a scam or clone?
Independent Mortgage Store is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Mortgage Store?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Independent Mortgage Store to the Financial Ombudsman Service, free of charge.
Who owns Independent Mortgage Store?
Independent Mortgage Store is owned by Pacitti Jones Legal Limited, which holds 75–100% of shares, since 25 October 2024. Before that, it was controlled by Mr Paul James Alexander McGowan.
Who runs Independent Mortgage Store?
Companies House lists 2 directors of Independent Mortgage Store: John O'Malley and Kevin John Taylor.
How long has Independent Mortgage Store been in business?
The company was formed on 27 January 2003, and has held its current FCA authorisation since October 2004.
What do Independent Mortgage Store’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £150k (+153% from £59.3k).

Sources and links

The full report on Independent Mortgage Store Limited

£19.99 · Instant PDF download

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