Independent Motor Company Limited

Reference number: 736929

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When directcommercials.co.uk first appeared online, and whether it can receive email
  • What kind of line 01332 206669 is
  • Who else gives the postcode DE24 8QA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Direct Commercials Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
03848195
Company status
Active
Company type
Private limited company
Incorporated
24 September 1999 (27 years old)
Registered office
52 Uppermoor Road, Allenton, Derby, DE24 9BY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Paljinder Nagra Director Sep 1969 24 Sep 1999 None
Baljit Nagra Secretary Not published 22 Oct 2012 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£1.04m

−3.4% from £1.08m

Employees (average)

3

Same as 3

Owed within a year

£871k

+93% from £452k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03848195. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Independent Motor Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2016

21 September 2016

  • Baljit Nagra became a part-owner (25–50% of shares)
  • Paljinder Nagra became a part-owner (25–50% of shares)

Companies House

12 April 2016

  • Regulated by the FCA from this date

FCA register

16 February 2016

  • Became authorised by the FCA

FCA register

1999

24 September 1999

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Independent Motor Company

Other firms of the same type (car dealer), nearest first.

In Derby

4 Motion Cars LimitedDerbyAuthorisedAA Trade Cars LimitedDerbyAuthorisedAffordable Motor Group LtdDerbyAuthorisedAlfa Funding LimitedDerbyAuthorisedASD Automotive LtdDerbyAuthorisedBc Company (Derby) LtdDerbyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Independent Motor Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Independent Motor Company Limited FCA authorised?
Yes, Independent Motor Company Limited (FRN 736929) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Independent Motor Company’s phone number and website?
The FCA register lists the phone number 01332 206669 and the website directcommercials.co.uk for Independent Motor Company. If you were given different contact details, use these to check with the firm before going any further.
Is Independent Motor Company a scam or clone?
Independent Motor Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Independent Motor Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Independent Motor Company handles your money, so check the specific product before you commit. You can also refer complaints about Independent Motor Company to the Financial Ombudsman Service, free of charge.
Who owns Independent Motor Company?
Companies House lists 2 people with significant control of Independent Motor Company: Mr Paljinder Nagra (25–50% of shares) and Mrs Baljit Nagra (25–50% of shares).
Who runs Independent Motor Company?
Companies House lists one director of Independent Motor Company: Paljinder Nagra.
How long has Independent Motor Company been in business?
The company was formed on 24 September 1999, and has held its current FCA authorisation since February 2016.
What do Independent Motor Company’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.04m (−3.4% from £1.08m).
Does Independent Motor Company use any other names?
It trades as Direct Commercials.

Sources and links

The full report on Independent Motor Company Limited

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