Infinite Financial Planning Ltd

Reference number: 912046

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Infinite Financial Planning Ltd (FRN 912046) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Infinite Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Infinite Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tpfinancialsolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01524 920015 is
  • Who else gives the postcode LA3 1BU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • TP Financial Solutions Trading name
  • TPFS Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
INFINITE FINANCIAL PLANNING LIMITED
Company number
12073525
Company status
Active
Company type
Private limited company
Incorporated
27 June 2019 (7 years old)
Registered office
19 Marine Road West, Morecambe, LA3 1BU, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Tarnia Lee Joan Elsworth Director May 1987 27 Jun 2019 3 other companies
Farzad Ferdowsian Director Feb 1978 27 Jun 2019 4 other companies
Annabel Jacqueline Lumsden Director Dec 1982 16 Sep 2019 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
1
are FCA-registered
2

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£33.3k

−7.5% from £36.0k

Owed within a year

£11.3k

−16% from £13.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12073525. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Infinite Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (10) All events (19)

2026

27 March 2026

  • Annabel Jacqueline Lumsden gained significant control
  • Ian Bushell stopped being a part-owner
  • Tarnia Lee Joan Elsworth gained significant control
  • Tp Financial Solutions Limited became the majority owner (50–75% of shares)

Companies House

2019

7 August 2019

  • Became an appointed representative

FCA register

24 July 2019

  • Patrick James Glennon stopped being a part-owner

Companies House

27 June 2019

  • Incorporated at Companies House
  • Farzad Ferdowsian became a part-owner (25–50% of shares)
  • Ian Bushell became a part-owner (25–50% of shares)
  • Patrick James Glennon became a part-owner (25–50% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Infinite Financial Planning

Other FCA-listed firms that share a director, phone number or address with Infinite Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past link
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Infinite Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Morecambe

Walmsley Financial Planning LtdMorecambeAppointed representativeKieron John BassettMorecambeAuthorisedMWLFS LimitedMorecambeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Infinite Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Infinite Financial Planning Ltd FCA authorised?
Infinite Financial Planning Ltd (FRN 912046) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Infinite Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Infinite Financial Planning Ltd (FRN 912046) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Infinite Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Infinite Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Infinite Financial Planning’s phone number and website?
The FCA register lists the phone number 01524 920015 and the website tpfinancialsolutions.co.uk for Infinite Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Infinite Financial Planning a scam or clone?
Infinite Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Infinite Financial Planning?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Infinite Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Infinite Financial Planning?
Infinite Financial Planning is owned by Tp Financial Solutions Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 27 March 2026. Before that, it was controlled by Mr Ian Bushell and Mr Patrick James Glennon.
Who runs Infinite Financial Planning?
Companies House lists 3 directors of Infinite Financial Planning: Tarnia Lee Joan Elsworth, Farzad Ferdowsian and Annabel Jacqueline Lumsden.
How long has Infinite Financial Planning been in business?
The company was formed on 27 June 2019.
What do Infinite Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £33.3k (−7.5% from £36.0k).
Does Infinite Financial Planning use any other names?
It trades as TP Financial Solutions and TPFS.

Sources and links

The full report on Infinite Financial Planning Ltd

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