Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 June 2025
- On its latest accounts it owed £25.8k more than it owned
Responsible principal firm
MASON OWEN FINANCIAL SERVICES LIMITED Reference number: 309238 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Instant Title Solutions Limited (FRN 955842) is an AR of MASON OWEN FINANCIAL SERVICES LIMITED (FRN 309238). When you use Instant Title Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Instant Title Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
7th Floor, 20 Chapel Street, Liverpool, Merseyside, L3 9AG, United Kingdom
In the full report: 2 background checks
- What kind of line 0151 255 2601 is
- Who else gives the postcode L3 9AG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mason Owen Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12270421 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 October 2019 (7 years old)
- Registered office
- 7th Floor Unity Building, Chapel Street, Liverpool, L3 9AG, England
- Nature of business
-
- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Gibbons | Director | Mar 1969 | 18 Oct 2019 | 12 other companies |
| Alexander Sang Bielinski | Director | Sep 1973 | 1 Apr 2022 | 3 other companies |
| Simon George Edwin Bland | Director | Sep 1965 | 1 Apr 2022 | 5 other companies |
| Samuel John Benjamin Gosney | Director | Jan 1991 | 1 Apr 2022 | 4 other companies |
| Martin James Harper | Director | Apr 1985 | 1 Apr 2022 | 6 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 25
- closed down
- 3
- are FCA-registered
- 3
In the full report: all 25 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 3 companies these 5 directors run together
Filed accounts and finances
Net assets
−£25.8k
Up £17.1k from −£42.8k
Cash at bank
£5,935
−41% from £10.0k
Owed within a year
£46.8k
+119% from £21.4k
Net assets are negative: on its last balance sheet the company owed £25.8k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12270421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Instant Title Solutions’s history from the FCA register and Companies House, newest first.
2021
30 July 2021
- Became an appointed representative
FCA register
2019
18 October 2019
- Incorporated at Companies House
- Ailist (Holdings) Limited took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (3 shown here)
- Every director appointment and resignation: 5
Firms connected to Instant Title Solutions
Other FCA-listed firms that share a director, phone number or address with Instant Title Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 2 past links through former directors
Firms like Instant Title Solutions
Other firms of the same type (insurance broker), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Instant Title Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 25 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Instant Title Solutions Limited FCA authorised?
What does appointed representative mean for Instant Title Solutions?
What is Instant Title Solutions’ phone number?
Is Instant Title Solutions a scam or clone?
Is my money safe with Instant Title Solutions?
Who owns Instant Title Solutions?
Who runs Instant Title Solutions?
How long has Instant Title Solutions been in business?
What do Instant Title Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk