Institute of Directors

Reference number: 403527

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Introducer appointed representative

Institute of Directors can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Institute of Directors (FRN 403527) introduces customers to HISCOX UNDERWRITING LTD (FRN 308922). Any regulated advice or arranging is done by the principal, not Institute of Directors.
  • Example: if Institute of Directors refers you to a financial adviser, the advice should come from the principal firm, not from Institute of Directors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When iod.com first appeared online, and whether it can receive email
  • What kind of line 020 8078 4140 is
  • Who else gives the postcode SW1Y 5ED
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • IOD Trading name: A name it trades under now.
  • Director Finance Former trading name: A name it used to trade under.
  • Director Financial Services Former trading name: A name it used to trade under.
  • Director Loans Former trading name: A name it used to trade under.
  • Director Publications Former trading name: A name it used to trade under.
  • IOD Visa Gold Card Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Hiscox Underwriting Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Institute of Directors’s history from the FCA register and Companies House, newest first.

2017

28 June 2017

  • Changed its registered name from "Institute of Directors"

FCA register

2004

31 October 2004

  • Became an introducer appointed representative

FCA register

In the full report: all 13 events

  • All 13 events in its history (2 shown here)
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Firms connected to Institute of Directors

Other FCA-listed firms that share a director, phone number or address with Institute of Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Institute of Directors

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Institute of Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 13 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Institute of Directors FCA authorised?
Institute of Directors (FRN 403527) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Institute of Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Institute of Directors (FRN 403527) introduces customers to HISCOX UNDERWRITING LTD (FRN 308922). Any regulated advice or arranging is done by the principal, not Institute of Directors. Example: if Institute of Directors refers you to a financial adviser, the advice should come from the principal firm, not from Institute of Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Institute of Directors’ phone number and website?
The FCA register lists the phone number 020 8078 4140 and the website iod.com for Institute of Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Institute of Directors a scam or clone?
Institute of Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Institute of Directors?
Protection works through Hiscox Underwriting Ltd, the principal firm responsible for Institute of Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Institute of Directors use any other names?
It trades as IOD. It has previously used 5 other names, including Director Finance, Director Financial Services and Director Loans.

Sources and links

The full report on Institute of Directors

£19.99 · Instant PDF download

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