Insure Protect Ltd

Reference number: 591166

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

GAUNTLET RISK MANAGEMENT LIMITED Reference number: 308081 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Insure Protect Ltd (FRN 591166) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use Insure Protect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Insure Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0114 234 4643

  • Address

    11 Lomas Close, Stannington, Sheffield, South Yorkshire, S6 6EU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0114 234 4643 is
  • Who else gives the postcode S6 6EU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Insure Project Ltd Former name
  • Insure Protect Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Gauntlet Risk Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
INSURE PROTECT LIMITED
Company number
08209700
Company status
Active
Company type
Private limited company
Incorporated
11 September 2012 (14 years old)
Registered office
11 Lomas Close, Stannington, Sheffield, S6 6EU
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Heather Smith Director Apr 1963 9 Nov 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£6,837

+267% from £1,865

Employees (average)

1

Same as 1

Owed within a year

£5,794

−26% from £7,789

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08209700. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insure Protect’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2025

31 July 2025

  • Changed its registered name from "Insure Protect Limited"
  • Changed its registered name from "Insure Protect Ltd"

FCA register

2016

6 April 2016

  • Heather Smith took control (75–100% of shares)

Companies House

2012

19 November 2012

  • Changed its registered name from "Insure Project Ltd"

FCA register

13 November 2012

  • Became an appointed representative

FCA register

11 September 2012

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Insure Protect

Other firms of the same type (insurance broker), nearest first.

In Sheffield

Ashton HanleySheffieldAppointed representativeBolton and District Hospital Saturday CouncilSheffieldAppointed representativeClarity Financial Advisers LtdSheffieldAppointed representativeClear Risk Management LimitedSheffieldAppointed representativeElmo House Financial LimitedSheffieldAppointed representativeEndurance Financial LimitedSheffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insure Protect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Insure Protect Ltd FCA authorised?
Insure Protect Ltd (FRN 591166) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insure Protect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insure Protect Ltd (FRN 591166) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use Insure Protect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insure Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Insure Protect’s phone number?
The FCA register lists the phone number 0114 234 4643 for Insure Protect. If you were given different contact details, use these to check with the firm before going any further.
Is Insure Protect a scam or clone?
Insure Protect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insure Protect?
Protection works through Gauntlet Risk Management Limited, the principal firm responsible for Insure Protect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Insure Protect?
Companies House lists one person with significant control of Insure Protect: Miss Heather Smith (75–100% of shares).
Who runs Insure Protect?
Companies House lists one director of Insure Protect: Heather Smith.
How long has Insure Protect been in business?
The company was formed on 11 September 2012.
What do Insure Protect’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £6,837 (+267% from £1,865).
Does Insure Protect use any other names?
It has previously used 2 other names: Insure Project Ltd and Insure Protect Limited.

Sources and links

The full report on Insure Protect Ltd

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