Insure Smart Limited
Reference number: 311587
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
342 High Street, Kirkcaldy, Fife, KY1 1LD, United Kingdom
In the full report: 3 background checks
- When insure-smart.co.uk first appeared online, and whether it can receive email
- What kind of line 01592 649786 is
- Who else gives the postcode KY1 1LD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Insurance Services (GB) Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Debt Administration
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC268774 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 June 2004 (22 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ian Robert Mcculloch | Director | Oct 1966 | 3 Jun 2004 | 5 other companies |
| Amir Salim | Director | Jan 1981 | 5 May 2006 | None |
| Mazhar Salim | Director | Sep 1969 | 20 Jul 2020 | 2 other companies |
| Ashar Salim | Director | Nov 1978 | 20 Jul 2020 | 2 other companies |
| Ian Robert Mcculloch | Secretary | Not published | 10 Apr 2020 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- run together
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 4 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£138k
+3.7% from £133k
Employees (average)
15
+7.1% from 14
Owed within a year
£420k
+13% from £371k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC268774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Insure Smart’s history from the FCA register and Companies House, newest first.
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2006
8 November 2006
- Changed its registered name from "Insurance Services (GB) Limited"
FCA register
2005
14 January 2005
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2004
3 June 2004
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (5 shown here)
- Every director appointment and resignation: 8
Firms like Insure Smart
Other firms of the same type (insurance broker), nearest first.
In Kirkcaldy
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Insure Smart
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 17 events in its history
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Frequently asked questions about this firm
Is Insure Smart Limited FCA authorised?
What is Insure Smart’s phone number and website?
Is Insure Smart a scam or clone?
Is my money safe with Insure Smart?
Who runs Insure Smart?
How long has Insure Smart been in business?
What do Insure Smart’s latest accounts show?
Does Insure Smart use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk