Insuredirect.co.uk ltd
Reference number: 433447
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2000
- Accounts filed up to 30 June 2025
- Confirmation statement is overdue at Companies House
Responsible principal firm
PARK PLACE INSURANCE SERVICES LIMITED Reference number: 306013 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Insuredirect.co.uk ltd (FRN 433447) introduces customers to PARK PLACE INSURANCE SERVICES LIMITED (FRN 306013). Any regulated advice or arranging is done by the principal, not Insuredirect.co.uk.
- Example: if Insuredirect.co.uk refers you to a financial adviser, the advice should come from the principal firm, not from Insuredirect.co.uk itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
53 High Street, Kirkcaldy, Fife, KY1 1LL, United Kingdom
In the full report: 3 background checks
- When insuredirect.co.uk first appeared online, and whether it can receive email
- What kind of line 01592 644011 is
- Who else gives the postcode KY1 1LL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Park Place Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company name
- INSUREDIRECT.CO.UK LIMITED
- Company number
- SC208194 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 June 2000 (26 years old)
- Registered office
- The Ca'D'Oro, 45 Gordon Street, Glasgow, G1 3PE
- Nature of business
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- Non-life insurance (SIC 65120)
- Non-life reinsurance (SIC 65202)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David James Nicholson | Director | Jun 1962 | 16 Jun 2000 | 21 other companies |
| Lorne Donald Crerar | Director | Jul 1954 | 9 Feb 2001 | 17 other companies |
| HMS SECRETARIES LIMITED | Corporate nominee secretary | Not published | 19 Jun 2001 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 38
- closed down
- 14
- are FCA-registered
- 3
In the full report: all 38 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£36.7k
+15% from £31.9k
Employees (average)
0
Same as 0
Owed within a year
£19.5k
+24% from £15.8k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC208194. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Insuredirect.co.uk’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- David James Nicholson took control (75–100% of shares)
Companies House
2005
6 June 2005
- Became an introducer appointed representative
FCA register
2000
16 June 2000
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 6
Firms connected to Insuredirect.co.uk
Other FCA-listed firms that share a director, phone number or address with Insuredirect.co.uk. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Insuredirect.co.uk
Other firms of the same type (insurance broker), nearest first.
In Kirkcaldy
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Insuredirect.co.uk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 38 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Is Insuredirect.co.uk a scam or clone?
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Who runs Insuredirect.co.uk?
How long has Insuredirect.co.uk been in business?
What do Insuredirect.co.uk’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk