Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1999
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- FIFE CHAMBER OF COMMERCE & ENTERPRISE LIMITED (FRN 419496) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not FIFE CHAMBER OF COMMERCE & ENTERPRISE.
- Example: if FIFE CHAMBER OF COMMERCE & ENTERPRISE refers you to a financial adviser, the advice should come from the principal firm, not from FIFE CHAMBER OF COMMERCE & ENTERPRISE itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Office 46, Flexspace, John Smith Business Park, 1 Begg Road, Kirkcaldy, KY2 6HD, United Kingdom
In the full report: 3 background checks
- When fifechamber.co.uk first appeared online, and whether it can receive email
- What kind of line 07807 023524 is
- Who else gives the postcode KY2 6HD
Other names (1)
If you were contacted under any of these names, it is this firm.
- Fife Chamber of Commerce & Enterprise Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC195315 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 16 April 1999 (27 years old)
- Registered office
- Office 46, Flexspace, John Smith Business Park, 1 Begg Road, Kirkcaldy, Fife, KY2 6HD, Scotland
- Nature of business
-
- General public administration activities (SIC 84110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Colin Reid Brown | Director | Jan 1974 | 23 May 2019 | 7 other companies |
| Dawn Kelly Watson | Director | Mar 1976 | 23 Apr 2020 | 2 other companies |
| Sheena Doyle | Director | Apr 1961 | 23 Apr 2020 | None |
| Jacqueline Watson | Director | Apr 1980 | 22 Jun 2022 | 2 other companies |
| Stephen Leslie Percy-Robb | Director | Aug 1966 | 4 May 2023 | 3 other companies |
| Christine Neary | Director | Jan 1982 | 26 Sep 2024 | 4 other companies |
| Carol Connolly | Director | Dec 1970 | 26 Sep 2024 | 1 other company |
| Steven Kenneth Wilson | Director | May 1966 | 14 Jan 2025 | 6 other companies |
| Jason Lister | Director | May 1975 | 14 Jan 2025 | 1 other company |
| Sharron Mccormick | Director | Jul 1981 | 14 Jan 2025 | None |
| Joyce Kwamboka Onuonga | Director | Feb 1962 | 28 Aug 2025 | 10 other companies |
| Vicky Cusick Menzies | Director | Jan 1978 | 28 Aug 2025 | 1 other company |
| Iain Wayne Hawker | Director | Feb 1971 | 28 Aug 2025 | None |
| David Dwyer | Director | Dec 1971 | 28 Aug 2025 | 4 other companies |
| PURPLE VENTURE SECRETARIES LIMITED | Corporate secretary | Not published | 5 Aug 2010 | – |
Other companies run by these 14 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 11
- went insolvent
- 1
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of these 14 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 74 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£76.9k
<1% from £76.2k
Cash at bank
£160k
+230% from £48.4k
Owed within a year
£118k
+7.8% from £109k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC195315. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Fife Chamber of Commerce & Enterprise’s history from the FCA register and Companies House, newest first.
2026
4 June 2026
- Changed its registered name from "Fife Chamber of Commerce & Enterprise Ltd"
FCA register
2005
14 January 2005
- Became an introducer appointed representative
FCA register
1999
16 April 1999
- Incorporated at Companies House
Companies House
In the full report: all 137 events
- All 137 events in its history (3 shown here)
- Every director appointment and resignation: 134
Firms connected to Fife Chamber of Commerce & Enterprise
Other FCA-listed firms that share a director, phone number or address with Fife Chamber of Commerce & Enterprise. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Fife Chamber of Commerce & Enterprise
Other firms of the same type (insurance broker), nearest first.
In Kirkcaldy
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fife Chamber of Commerce & Enterprise
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 3 background checks on its contact details
- All 137 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk