Insurelead Ltd

Reference number: 1016177

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When expatinsure.co.uk first appeared online, and whether it can receive email
  • What kind of line 07801 418298 is
  • Who else gives the postcode CT18 7TQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Expatinsure Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 January 2024 (2 years old)
Registered office
1-2 Rhodium Point Hawkinge Business Park Spindle Close, Hawkinge, Folkestone, CT18 7TQ, England
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher George Carter Director Dec 1970 23 Jan 2024 5 other companies
Stuart Robert Fletcher Director Aug 1957 1 May 2026 14 other companies
Damien Vincent Marmion Director Aug 1966 19 Jun 2026 9 other companies
Fraser David Gregory Director Sep 1959 14 Jul 2026 1 other company
John Davies Secretary Not published 12 Mar 2026 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
29
closed down
4
are FCA-registered
3

In the full report: all 29 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

−£56.0k

No earlier figure to compare

Cash at bank

£24.5k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £56.0k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15434101. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insurelead’s history from the FCA register and Companies House, newest first.

2025

22 November 2025

  • Andrew Philip James Seale stopped being a part-owner

Companies House

2024

23 September 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

23 January 2024

  • Incorporated at Companies House
  • Andrew Philip James Seale became a part-owner (25–50% of shares)
  • Christopher Carter took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Insurelead

Other FCA-listed firms that share a director, phone number or address with Insurelead. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
2

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Insurelead

Other firms of the same type (insurance broker), nearest first.

In Folkestone

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insurelead

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 29 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Insurelead Ltd FCA authorised?
Yes, Insurelead Ltd (FRN 1016177) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2024 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Insurelead’s phone number and website?
The FCA register lists the phone number 07801 418298 and the website expatinsure.co.uk for Insurelead. If you were given different contact details, use these to check with the firm before going any further.
Is Insurelead a scam or clone?
Insurelead is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insurelead?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Insurelead to the Financial Ombudsman Service, free of charge.
Who owns Insurelead?
Companies House lists one person with significant control of Insurelead: Mr Christopher Carter (75–100% of shares). Before that, it was controlled by Mr Andrew Philip James Seale.
Who runs Insurelead?
Companies House lists 4 directors of Insurelead: Christopher George Carter, Stuart Robert Fletcher, Damien Vincent Marmion and Fraser David Gregory.
How long has Insurelead been in business?
The company was formed on 23 January 2024, and has held its current FCA authorisation since September 2024.
What do Insurelead’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of −£56.0k (no earlier figure to compare) and cash at bank of £24.5k (no earlier figure to compare).
Does Insurelead use any other names?
It trades as Expatinsure.

Sources and links

The full report on Insurelead Ltd

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