Insurewise Limited

Reference number: 310275

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When insurewise.co.uk first appeared online, and whether it can receive email
  • What kind of line 01733 325555 is
  • Who else gives the postcode PE4 6QF
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02823022
Company status
Active
Company type
Private limited company
Incorporated
1 June 1993 (33 years old)
Registered office
Balfour Lodge 111 Church Street, Werrington, Peterborough, PE4 6QF
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Russell Mcculloch Director Aug 1964 15 Aug 2002 5 other companies
Amanda Kisbee Director Oct 1969 1 Jun 2017 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£136k

−6.4% from £146k

Cash at bank

£31.2k

−57% from £72.0k

Employees (average)

8

Same as 8

Owed within a year

£23.1k

−52% from £48.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02823022. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insurewise’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2024

28 March 2024

  • Wendy Anne McCulloch became a part-owner (25–50% of shares)

Companies House

2021

12 August 2021

  • Balfour Holdings Limited gave up control
  • Neil Russell McCulloch became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Balfour Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1993

1 June 1993

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Insurewise

Other FCA-listed firms that share a director, phone number or address with Insurewise. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Insurewise

Other firms of the same type (insurance broker), nearest first.

In Peterborough

Bennetts Motorcycling Services LimitedPeterboroughAuthorisedLet Insurance Services LtdPeterboroughAuthorised2 Direct LimitedPeterboroughAuthorisedArcadian Group LimitedPeterboroughAuthorisedCaptios LimitedPeterboroughAuthorisedClaimify LimitedPeterboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insurewise

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Insurewise Limited FCA authorised?
Yes, Insurewise Limited (FRN 310275) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Insurewise’s phone number and website?
The FCA register lists the phone number 01733 325555 and the website insurewise.co.uk for Insurewise. If you were given different contact details, use these to check with the firm before going any further.
Is Insurewise a scam or clone?
Insurewise is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insurewise?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Insurewise to the Financial Ombudsman Service, free of charge.
Who owns Insurewise?
Companies House lists 2 people with significant control of Insurewise: Mr Neil Russell McCulloch (50–75% of shares) and Mrs Wendy Anne McCulloch (25–50% of shares). Before that, it was controlled by Balfour Holdings Limited.
Who runs Insurewise?
Companies House lists 2 directors of Insurewise: Neil Russell McCulloch and Amanda Kisbee.
How long has Insurewise been in business?
The company was formed on 1 June 1993, and has held its current FCA authorisation since January 2005.
What do Insurewise’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £136k (−6.4% from £146k) and cash at bank of £31.2k (−57% from £72.0k).

Sources and links

The full report on Insurewise Limited

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