Insurexp Ltd

Reference number: 1058876

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • INSUREXP LTD (FRN 1058876) is an AR of Topsail Insurance Limited (FRN 300870). When you use INSUREXP's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from INSUREXP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When insurexp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07305 341087 is
  • Who else gives the postcode BH16 6FA
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Topsail Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 December 2025 (less than a year old)
Registered office
Preston Park House, South Road, Brighton, East Sussex, BN1 6SB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Charles Stevens Director Nov 1967 17 Dec 2025 None
Christopher Andrew Mcgowan Director Nov 1984 18 Mar 2026 11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
4
are FCA-registered
3

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
Instant PDF download

Key dates in its history

Insurexp’s history from the FCA register and Companies House, newest first.

2026

10 August 2026

  • Became an appointed representative

FCA register

18 March 2026

  • Christopher Andrew McGowan appointed as a director

Companies House

2025

17 December 2025

  • Incorporated at Companies House
  • Robert Charles Stevens took control (75–100% of shares)
  • Robert Charles Stevens appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Insurexp

Other FCA-listed firms that share a director, phone number or address with Insurexp. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Insurexp

Other firms of the same type (insurance broker), nearest first.

In Poole

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insurexp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Insurexp Ltd FCA authorised?
Insurexp Ltd (FRN 1058876) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Insurexp?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insurexp Ltd (FRN 1058876) is an AR of Topsail Insurance Limited (FRN 300870). When you use Insurexp's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insurexp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Insurexp’s phone number and website?
The FCA register lists the phone number 07305 341087 and the website insurexp.co.uk for Insurexp. If you were given different contact details, use these to check with the firm before going any further.
Is Insurexp a scam or clone?
Insurexp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insurexp?
Protection works through Topsail Insurance Limited, the principal firm responsible for Insurexp's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Insurexp?
Companies House lists one person with significant control of Insurexp: Mr Robert Charles Stevens (75–100% of shares).
Who runs Insurexp?
Companies House lists 2 directors of Insurexp: Robert Charles Stevens and Christopher Andrew McGowan.
How long has Insurexp been in business?
The company was formed on 17 December 2025.

Sources and links

The full report on Insurexp Ltd

£19.99 · Instant PDF download

Loading secure checkout…