Husmus Ltd

Reference number: 953270

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Xact Risk Solutions Ltd Reference number: 590914 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Husmus Ltd (FRN 953270) is an AR of Xact Risk Solutions Ltd (FRN 590914). When you use Husmus's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Husmus, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When husmus.net first appeared online, and whether it can receive email
  • What kind of line +44 020 334 884 174 is
  • Who else gives the postcode BH16 6FA
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Xact Risk Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11517165
Company status
Active
Company type
Private limited company
Incorporated
14 August 2018 (8 years old)
Registered office
Lytchett House 13 Freeland Park, Wareham Road, Lytchett Matravers, Poole, Dorset, BH16 6FA, United Kingdom
Nature of business
  • Other information service activities not elsewhere classified (SIC 63990)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lennart Mattias Wernér Director Mar 1984 14 Aug 2018 None
Sarah Wernér Director Jan 1986 14 Aug 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

−£109k

Down £49.5k from −£59.0k

Employees (average)

2

Same as 2

Owed within a year

£101k

+34% from £75.6k

Net assets are negative: on its last balance sheet the company owed £109k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11517165. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Husmus’s history from the FCA register and Companies House, newest first.

Key events (8) All events (13)

2021

20 June 2021

  • Became an appointed representative

FCA register

2019

9 August 2019

  • Lennart Mattias Werner became a part-owner (25–50% of shares)
  • Lennarts Ltd stopped being the majority owner
  • Sarah Olamide Werner became a part-owner (25–50% of shares)
  • Thomas Grandgent stopped being a part-owner

Companies House

2018

14 August 2018

  • Incorporated at Companies House
  • Lennarts Ltd became the majority owner (50–75% of shares)
  • Thomas Grandgent became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Husmus

Other firms of the same type (insurance broker), nearest first.

In Poole

Anna Knight Associates LimitedPooleAppointed representativeConrad Financial Services LtdPooleAppointed representativeDLi Mortgages LtdPooleAppointed representativeEvolution Financial Management LimitedPooleAppointed representativeHaven Financial Solutions LtdPooleAppointed representativeInsurexp LtdPooleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Husmus

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Husmus Ltd FCA authorised?
Husmus Ltd (FRN 953270) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Husmus?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Husmus Ltd (FRN 953270) is an AR of Xact Risk Solutions Ltd (FRN 590914). When you use Husmus's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Husmus, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Husmus’ phone number and website?
The FCA register lists the phone number +44 020 334 884 174 and the website husmus.net for Husmus. If you were given different contact details, use these to check with the firm before going any further.
Is Husmus a scam or clone?
Husmus is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Husmus?
Protection works through Xact Risk Solutions Ltd, the principal firm responsible for Husmus's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Husmus?
Companies House lists 2 people with significant control of Husmus: Mrs Sarah Olamide Werner (25–50% of shares) and Mr Lennart Mattias Werner (25–50% of shares). Before that, it was controlled by Mr Thomas Grandgent and Lennarts Ltd.
Who runs Husmus?
Companies House lists 2 directors of Husmus: Lennart Mattias Wernér and Sarah Wernér.
How long has Husmus been in business?
The company was formed on 14 August 2018.
What do Husmus’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£109k (down £49.5k from −£59.0k).

Sources and links

The full report on Husmus Ltd

£19.99 · Instant PDF download

Loading secure checkout…