Intelligent Pensions Limited

Reference number: 186250

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When intelligentpensions.com first appeared online, and whether it can receive email
  • What kind of line 0141 226 1710 is, and the other firm that gives it
  • Who else gives the postcode G2 6BZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Annuityextra.com Former trading name
  • The Drawdown Partnership Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC107284
Company status
Active
Company type
Private limited company
Incorporated
26 October 1987 (38 years old)
Registered office
Cadell House, 27 Waterloo Street, Glasgow, G2 6BZ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Richard Kearney Director Aug 1955 1 Apr 2009 39 other companies
Anthony John Moret Director Feb 1949 20 Mar 2012 18 other companies
Andrew Pennie Director May 1971 23 Jan 2015 1 other company
Fiona Tait Director Mar 1964 1 Nov 2017 None
Anthony Stephen Patterson Director Feb 1956 Not published 4 other companies
Jacqueline Macdougall Secretary Not published 28 Oct 2025 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
59
closed down
28
are FCA-registered
7

In the full report: all 59 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 2 companies these 5 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2022Full accountsAudited

Turnover

£2.70m

−8.9% from £2.97m

Profit before tax

−£402k

−381% from £143k

Net assets

£738k

−29% from £1.04m

Cash at bank

£546k

−48% from £1.05m

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC107284. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Intelligent Pensions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (29)

2016

6 April 2016

  • Anthony Stephen Patterson became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

11 September 1998

  • Regulated by the Personal Investment Authority from this date

FCA register

1987

26 October 1987

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (6 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Intelligent Pensions

Other FCA-listed firms that share a director, phone number or address with Intelligent Pensions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Intelligent Pensions

Other firms of the same type (pension transfer adviser), nearest first.

In Glasgow

Craig Johnston Asset Management LimitedGlasgowAuthorisedSimple Financial Planning LtdGlasgowAuthorisedRobert NugentGlasgowAppointed representativeThe Drawdown Partnership LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Intelligent Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 59 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 29 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Intelligent Pensions Limited FCA authorised?
Yes, Intelligent Pensions Limited (FRN 186250) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is Intelligent Pensions’ phone number and website?
The FCA register lists the phone number 0141 226 1710 and the website intelligentpensions.com for Intelligent Pensions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Intelligent Pensions a scam or clone?
Intelligent Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Intelligent Pensions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Intelligent Pensions to the Financial Ombudsman Service, free of charge.
Who owns Intelligent Pensions?
Companies House lists one person with significant control of Intelligent Pensions: Mr Anthony Stephen Patterson (25–50% of shares).
Who runs Intelligent Pensions?
Companies House lists 5 directors of Intelligent Pensions: Douglas Richard Kearney, Anthony John Moret, Andrew Pennie, Fiona Tait and Anthony Stephen Patterson.
How long has Intelligent Pensions been in business?
The company was formed on 26 October 1987, and has held its current FCA authorisation since December 2001.
What do Intelligent Pensions’ latest accounts show?
Its latest accounts, to 31 December 2022, show turnover of £2.70m (−8.9% from £2.97m) and profit before tax of −£402k (−381% from £143k).
Does Intelligent Pensions use any other names?
It has previously used 2 other names: Annuityextra.com and The Drawdown Partnership.

Sources and links

The full report on Intelligent Pensions Limited

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