Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 31 December 2025
Responsible principal firm
INTELLIGENT PENSIONS LIMITED Reference number: 186250 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- The Drawdown Partnership Limited (FRN 538697) is an AR of INTELLIGENT PENSIONS LIMITED (FRN 186250). When you use The Drawdown Partnership's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from The Drawdown Partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Cadell House, 27 Waterloo Street, Glasgow, G2 6BZ, United Kingdom
In the full report: 2 background checks
- What kind of line 0141 226 1710 is, and the other firm that gives it
- Who else gives the postcode G2 6BZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Intelligent Pensions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC376080 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 March 2010 (16 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anthony Stephen Patterson | Director | Feb 1956 | 31 Mar 2010 | 4 other companies |
| Douglas Richard Kearney | Director | Aug 1955 | 18 Feb 2011 | 39 other companies |
| Andrew Pennie | Director | May 1971 | 28 Oct 2025 | 1 other company |
| Jacqueline Macdougall | Secretary | Not published | 28 Oct 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 25
- are FCA-registered
- 3
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 2 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£64.5k
+20% from £53.7k
Cash at bank
£115k
+1.6% from £113k
Employees (average)
2
Same as 2
Owed within a year
£51.4k
−20% from £64.0k
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £1.31m turnover and −£37.3k profit, for the year to 31 December 2022.
Net assets
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC376080. Figures are exactly as filed; nothing is estimated.
Key dates in its history
The Drawdown Partnership’s history from the FCA register and Companies House, newest first.
2016
7 April 2016
- Intelligent Pensions Ltd took control (75–100% of shares)
Companies House
2011
5 January 2011
- Became an appointed representative
FCA register
2010
31 March 2010
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (3 shown here)
- Every director appointment and resignation: 7
Firms connected to The Drawdown Partnership
Other FCA-listed firms that share a director, phone number or address with The Drawdown Partnership. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 2
- share its phone number
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like The Drawdown Partnership
Other firms of the same type (pension transfer adviser), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Drawdown Partnership
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 11 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk