Interbacs Ltd

Reference number: 912471

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When interbacs.com first appeared online, and whether it can receive email
  • What kind of line 0844 412 7180 is
  • Who else gives the postcode M17 1LB
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FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04765553
Company status
Active
Company type
Private limited company
Incorporated
15 May 2003 (23 years old)
Registered office
Warren Bruce Court Warren Bruce Road, Trafford Park, Manchester, M17 1LB
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Edward George Hugh Taylor-He Director Sep 1974 16 Apr 2006 3 other companies
Hao Taylor-He Director Jun 1973 7 Jun 2012 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£439k

+12% from £393k

Cash at bank

£359k

−26% from £487k

Employees (average)

14

−22% from 18

Owed within a year

£312k

+20% from £261k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04765553. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Interbacs’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2019

12 November 2019

  • Registered as a small payment institution

FCA register

31 October 2019

  • Regulated by the FCA from this date

FCA register

2016

1 June 2016

  • Hao Taylor-He became a part-owner (25–50% of shares)

Companies House

1 May 2016

  • Edward George Hugh Taylor-He became the majority owner (50–75% of shares)

Companies House

2003

15 May 2003

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Interbacs

Other FCA-listed firms that share a director, phone number or address with Interbacs. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Interbacs

Other firms of the same type (payment or money transfer firm), nearest first.

In Manchester

Ace Money Transfer LimitedManchesterAuthorisedHammock Financial Services LtdManchesterRegisteredAce Union LimitedManchesterAuthorisedBayze Trading LtdManchesterRegisteredDebit Direct LtdManchesterAuthorisedEasy Cash Card LimitedManchesterRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Interbacs

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Interbacs Ltd FCA authorised?
Yes, Interbacs Ltd (FRN 912471) is registered with the FCA and permitted to provide its regulated services.
What is Interbacs’ phone number and website?
The FCA register lists the phone number 0844 412 7180 and the website interbacs.com for Interbacs. If you were given different contact details, use these to check with the firm before going any further.
Is Interbacs a scam or clone?
Interbacs is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Interbacs?
Protection depends on which product you hold and how Interbacs handles your money, so check the specific product before you commit. You can also refer complaints about Interbacs to the Financial Ombudsman Service, free of charge.
Who owns Interbacs?
Companies House lists 2 people with significant control of Interbacs: Mr Edward George Hugh Taylor-He (50–75% of shares) and Mr Hao Taylor-He (25–50% of shares).
Who runs Interbacs?
Companies House lists 2 directors of Interbacs: Edward George Hugh Taylor-He and Hao Taylor-He.
How long has Interbacs been in business?
The company was formed on 15 May 2003, and has held its current FCA authorisation since November 2019.
What do Interbacs’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £439k (+12% from £393k) and cash at bank of £359k (−26% from £487k).

Sources and links

The full report on Interbacs Ltd

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