Investment Discounts on Line Limited

Reference number: 197451

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theidol.com first appeared online, and whether it can receive email
  • What kind of line 0800 915 7885 is
  • Who else gives the postcode CA11 9FB
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Annuity Ready Trading name
  • AnnuityReady.com Trading name
  • AnnuityReady.co.uk Trading name
  • HolidayReady Trading name
  • Protect My People Trading name
  • ProtectMyPeople.com Trading name
  • theIdol.com Trading name
  • auctionmyannuity.com Former trading name
  • CleverMover Former trading name
  • CleverMover.com Former trading name
  • CleverMover.co.uk Former trading name
  • Compare Cover Former trading name
  • comparecover.com Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04231834
Company status
Active
Company type
Private limited company
Incorporated
11 June 2001 (25 years old)
Registered office
One Coleman Street, London, EC2R 5AA
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Philip Ravenhill Director Nov 1962 8 Jan 2014 2 other companies
Sarah Lloyd Director Jul 1979 4 Aug 2021 None
Cheryl Caroline Hinton Director Jul 1979 6 Dec 2022 1 other company
Morgan William Spillane Director Jan 1964 9 Aug 2024 1 other company
James Nicholas Shattock Director Jan 1975 25 Jun 2025 2 other companies
Tse Min Ivan Lian Director Feb 1979 11 Sep 2025 None
Peter John Harrison Director Oct 1983 18 Jun 2026 None
LEGAL & GENERAL CO SEC LIMITED Corporate secretary Not published 26 Sep 2013 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 7 directors run together
  • All 25 people who have ever been directors, with their dates
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Key dates in its history

Investment Discounts on Line’s history from the FCA register and Companies House, newest first.

Key events (7) All events (79)

2016

6 April 2016

  • Legal & General Partnership Holdings Limited took control (75–100% of shares)

Companies House

2015

20 January 2015

  • Changed its registered name from "Investment Discounts On-Line Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

16 November 2001

  • Regulated by the Personal Investment Authority from this date

FCA register

11 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 79 events

  • All 79 events in its history (7 shown here)
  • Every director appointment and resignation: 46
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Firms connected to Investment Discounts on Line

Other FCA-listed firms that share a director, phone number or address with Investment Discounts on Line. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Investment Discounts on Line

Other firms of the same type (insurance broker), nearest first.

In Penrith

M D Jeal, D J Jones, J M Cosker, C E Mortimer & K E BirdPenrithAppointed representativeMessers CoulstonPenrithAppointed representativeMessrs A BirdPenrithAppointed representativeDavid Hayton LimitedPenrithAuthorisedAllen (Park Foot) LtdPenrithAppointed representativeOaklands Country Park LtdPenrithAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Investment Discounts on Line

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 79 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Investment Discounts on Line Limited FCA authorised?
Yes, Investment Discounts on Line Limited (FRN 197451) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Investment Discounts on Line’s phone number and website?
The FCA register lists the phone number 0800 915 7885 and the website theidol.com for Investment Discounts on Line. If you were given different contact details, use these to check with the firm before going any further.
Is Investment Discounts on Line a scam or clone?
Investment Discounts on Line is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Investment Discounts on Line?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Investment Discounts on Line to the Financial Ombudsman Service, free of charge.
Who owns Investment Discounts on Line?
Investment Discounts on Line is owned by Legal & General Partnership Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Investment Discounts on Line?
Companies House lists 7 directors of Investment Discounts on Line: Simon Philip Ravenhill, Sarah Lloyd, Cheryl Caroline Hinton, Morgan William Spillane, James Nicholas Shattock, Tse Min Ivan Lian and 1 more.
How long has Investment Discounts on Line been in business?
The company was formed on 11 June 2001, and has held its current FCA authorisation since December 2001.
Does Investment Discounts on Line use any other names?
It trades as Annuity Ready, AnnuityReady.com, AnnuityReady.co.uk, HolidayReady and Protect My People, and 2 more names. It has previously used 6 other names, including auctionmyannuity.com, CleverMover and CleverMover.com.

Sources and links

The full report on Investment Discounts on Line Limited

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