Messers Coulston

Reference number: 521866

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Appointed representative

Messers Coulston does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Messers Coulston (FRN 521866) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Messers Coulston's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Messers Coulston, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When holehousefarm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01768 486791 is
  • Who else gives the postcode CA10 2NG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Hole House Farm Caravan Park Trading name
  • Hole House Farm Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Messers Coulston’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2010

8 April 2010

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Messers Coulston

Other firms of the same type (insurance broker), nearest first.

In Penrith

M D Jeal, D J Jones, J M Cosker, C E Mortimer & K E BirdPenrithAppointed representativeMessrs A BirdPenrithAppointed representativeAllen (Park Foot) LtdPenrithAppointed representativeOaklands Country Park LtdPenrithAppointed representativeTroutbeck Caravan Park LtdPenrithAppointed representativeInvestment Discounts on Line LimitedPenrithAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Messers Coulston

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Messers Coulston FCA authorised?
Messers Coulston (FRN 521866) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Messers Coulston?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Messers Coulston (FRN 521866) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Messers Coulston's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Messers Coulston, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Messers Coulston’s phone number and website?
The FCA register lists the phone number 01768 486791 and the website holehousefarm.co.uk for Messers Coulston. If you were given different contact details, use these to check with the firm before going any further.
Is Messers Coulston a scam or clone?
Messers Coulston is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Messers Coulston?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Messers Coulston's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Messers Coulston use any other names?
It trades as Hole House Farm Caravan Park. It has previously used the name Hole House Farm.

Sources and links

The full report on Messers Coulston

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