IS Independent Financial Advisers Ltd

Reference number: 702709

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When isifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01829 770924 is
  • Who else gives the postcode CH3 9RJ
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06041203
Company status
Active
Company type
Private limited company
Incorporated
4 January 2007 (19 years old)
Registered office
The Old Mill Old Mill Place, Tattenhall, Chester, CH3 9RJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Phillip Roy Illingworth Director May 1968 4 Jan 2007 5 other companies
Jonathan Robert Seddon Director Oct 1977 1 Nov 2014 2 other companies
Ruth Illingworth Secretary Not published 4 Jan 2007 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
7

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Total equity

£216k

+8.5% from £199k

Cash at bank

£30.0k

+36% from £22.1k

Owed within a year

£7,350

+9.9% from £6,686

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06041203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IS Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (12) All events (16)

2026

29 September 2026

  • Illingworth Seddon Group Ltd took control (75–100% of shares)
  • Jonathan Robert Seddon stopped being a part-owner

Companies House

25 September 2026

  • Jonathan Robert Seddon became a part-owner (25–50% of shares)
  • Phillip Roy Illingworth stopped being a part-owner
  • Ruth Illingworth stopped being a part-owner

Companies House

2016

6 April 2016

  • Jonathan Robert Seddon became a part-owner (25–50% of shares)
  • Jonathan Robert Seddon stopped being a part-owner
  • Phillip Roy Illingworth became a part-owner (25–50% of shares)
  • Ruth Illingworth became a part-owner (25–50% of shares)

Companies House

2015

22 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

4 January 2007

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (12 shown here)
  • Every director appointment and resignation: 2
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Firms connected to IS Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with IS Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like IS Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Chester

1FS LtdChesterAuthorisedAndrew Lucas Wealth Management LimitedChesterAuthorisedCestrian Financial Planning Services LimitedChesterAuthorisedFinancial Fortress LimitedChesterAuthorisedGraham Carter Financial Services LimitedChesterAuthorisedGriffin Wealth Management LtdChesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IS Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 16 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is IS Independent Financial Advisers Ltd FCA authorised?
Yes, IS Independent Financial Advisers Ltd (FRN 702709) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is IS Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 01829 770924 and the website isifa.co.uk for IS Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is IS Independent Financial Advisers a scam or clone?
IS Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IS Independent Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IS Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns IS Independent Financial Advisers?
IS Independent Financial Advisers is owned by Illingworth Seddon Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 September 2026. Before that, it was controlled by Mr Jonathan Robert Seddon, Mr Phillip Roy Illingworth and Mrs Ruth Illingworth.
Who runs IS Independent Financial Advisers?
Companies House lists 2 directors of IS Independent Financial Advisers: Phillip Roy Illingworth and Jonathan Robert Seddon.
How long has IS Independent Financial Advisers been in business?
The company was formed on 4 January 2007, and has held its current FCA authorisation since September 2015.
What do IS Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £216k (+8.5% from £199k) and cash at bank of £30.0k (+36% from £22.1k).

Sources and links

The full report on IS Independent Financial Advisers Ltd

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