J & C Kirkaldy

Reference number: 415754

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Introducer appointed representative

J & C Kirkaldy can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Caravan Guard Limited Reference number: 310409 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • J & C Kirkaldy (FRN 415754) introduces customers to Caravan Guard Limited (FRN 310409). Any regulated advice or arranging is done by the principal, not J & C Kirkaldy.
  • Example: if J & C Kirkaldy refers you to a financial adviser, the advice should come from the principal firm, not from J & C Kirkaldy itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cairnsmill.com first appeared online, and whether it can receive email
  • What kind of line 01334 473604 is
  • Who else gives the postcode KY16 8NN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cairnsmill Caravan Park Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Caravan Guard Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

J & C Kirkaldy’s history from the FCA register and Companies House, newest first.

2015

9 April 2015

  • Changed its registered name from "Cairnsmill Caravan Park"
  • Began trading as "Cairnsmill Caravan Park"

FCA register

2005

17 January 2005

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like J & C Kirkaldy

Other firms of the same type (credit broker), nearest first.

In the Kirkcaldy (KY) postcode area

Aberdour Golf ClubBurntislandAppointed representativeCupar Golf ClubCuparAppointed representativeEmpire Commercial Lending LtdDunfermlineAppointed representativeGlenrothes Golf ClubGlenrothesAppointed representativeIain MurdochAnstrutherAppointed representativeJoseph CrombieKirkcaldyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J & C Kirkaldy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is J & C Kirkaldy FCA authorised?
J & C Kirkaldy (FRN 415754) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for J & C Kirkaldy?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. J & C Kirkaldy (FRN 415754) introduces customers to Caravan Guard Limited (FRN 310409). Any regulated advice or arranging is done by the principal, not J & C Kirkaldy. Example: if J & C Kirkaldy refers you to a financial adviser, the advice should come from the principal firm, not from J & C Kirkaldy itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is J & C Kirkaldy’s phone number and website?
The FCA register lists the phone number 01334 473604 and the website cairnsmill.com for J & C Kirkaldy. If you were given different contact details, use these to check with the firm before going any further.
Is J & C Kirkaldy a scam or clone?
J & C Kirkaldy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J & C Kirkaldy?
Protection works through Caravan Guard Limited, the principal firm responsible for J & C Kirkaldy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does J & C Kirkaldy use any other names?
It trades as Cairnsmill Caravan Park.

Sources and links

The full report on J & C Kirkaldy

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