Caravan Guard Limited

Reference number: 310409

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When caravanguard.co.uk first appeared online, and whether it can receive email
  • What kind of line 01422 396705 is
  • Who else gives the postcode HX1 2JZ
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Happy Place Trading name
  • Leisuredays Trading name
  • Motorhome Insurance Guide Trading name
  • Supersure Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04036555
Company status
Active
Company type
Private limited company
Incorporated
19 July 2000 (26 years old)
Registered office
Caravan Guard Ltd, New Road, Halifax, West Yorkshire, HX1 2JZ
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nora Harriet Margaret Wilby Director Mar 1949 19 Jul 2000 4 other companies
Sally Victoria Alexandra Crofts Director Dec 1974 8 Aug 2003 None
Christopher Wayne Nettleton Director May 1971 8 Aug 2003 None
Ryan Alexander James Wilby Director Nov 1978 16 Jul 2008 None
Louise Jane Gabriella Menzies Director Apr 1976 16 Jul 2008 None
Graham Lee Dobson Secretary Not published 12 Mar 2018 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Turnover

£15.0m

+21% from £12.4m

Profit before tax

£5.65m

+41% from £3.99m

Net assets

£5.32m

−12% from £6.06m

Cash at bank

£8.46m

+13% from £7.46m

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04036555. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Caravan Guard’s history from the FCA register and Companies House, newest first.

Key events (12) All events (28)

2026

1 April 2026

  • Nora Harriet Margaret Wilby stopped being a part-owner

Companies House

1 March 2026

  • Louise Menzies became a part-owner (25–50% of shares)
  • Ryan Alexander James Wilby became a part-owner (25–50% of shares)
  • Sally Victoria Alexandra Crofts became a part-owner (25–50% of shares)

Companies House

8 February 2026

  • Peter Melvyn Wilby stopped being a part-owner

Companies House

2016

18 July 2016

  • Nora Harriet Margaret Wilby became a part-owner (25–50% of shares)
  • Peter Melvyn Wilby became a part-owner (25–50% of shares)

Companies House

4 May 2016

  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

19 July 2000

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (12 shown here)
  • Every director appointment and resignation: 9
Instant PDF download

Firms like Caravan Guard

Other firms of the same type (lender), nearest first.

In Halifax

G.J. Sladdin & Company LimitedHalifaxAuthorisedYorkshire Energy Services CICHalifaxAuthorisedCash Converters Lancashire LimitedHalifaxAuthorisedCash Converters Yorkshire LimitedHalifaxAuthorisedJoe Bailey LimitedHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caravan Guard

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 28 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Caravan Guard Limited FCA authorised?
Yes, Caravan Guard Limited (FRN 310409) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed a limit on what it may do.
What is Caravan Guard’s phone number and website?
The FCA register lists the phone number 01422 396705 and the website caravanguard.co.uk for Caravan Guard. If you were given different contact details, use these to check with the firm before going any further.
Is Caravan Guard a scam or clone?
Caravan Guard is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caravan Guard?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Caravan Guard to the Financial Ombudsman Service, free of charge.
Who owns Caravan Guard?
Companies House lists 3 people with significant control of Caravan Guard: Mr Ryan Alexander James Wilby (25–50% of shares), Mrs Sally Victoria Alexandra Crofts (25–50% of shares) and Mrs Louise Menzies (25–50% of shares). Before that, it was controlled by Mr Peter Melvyn Wilby and Mrs Nora Harriet Margaret Wilby.
Who runs Caravan Guard?
Companies House lists 5 directors of Caravan Guard: Nora Harriet Margaret Wilby, Sally Victoria Alexandra Crofts, Christopher Wayne Nettleton, Ryan Alexander James Wilby and Louise Jane Gabriella Menzies.
How long has Caravan Guard been in business?
The company was formed on 19 July 2000, and has held its current FCA authorisation since January 2005.
What do Caravan Guard’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £15.0m (+21% from £12.4m) and profit before tax of £5.65m (+41% from £3.99m).
Does Caravan Guard use any other names?
It trades as Happy Place, Leisuredays, Motorhome Insurance Guide and Supersure.

Sources and links

The full report on Caravan Guard Limited

£19.99 · Instant PDF download

Loading secure checkout…