Cash Converters Lancashire Limited

Reference number: 671783

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01226 293721

  • Address

    28 Prescott Street, Halifax, West Yorkshire, HX1 2LG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01226 293721 is, and the other firm that gives it
  • Who else gives the postcode HX1 2LG
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Cash Converters Trading name
  • Cash Converters Blackpool Former trading name
  • Cash Converters Church Street Former trading name
  • Cash Converters Leeds Kirkgate Former trading name
  • Cash Converters Waterloo Road Former trading name
  • Personal Finance Centre Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04716309
Company status
Active
Company type
Private limited company
Incorporated
31 March 2003 (23 years old)
Registered office
28 Prescott Street, Halifax, West Yorkshire, HX1 2JL
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Ben Walter Cox Director Nov 1986 17 Mar 2021 9 other companies
Joe Thomas Cox Director Aug 1988 19 Oct 2022 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsAudited

Turnover

£14.6m

+42% from £10.3m

Profit before tax

£1.67m

+249% from £479k

Net assets

£2.29m

+121% from £1.04m

Cash at bank

£355k

+15% from £309k

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04716309. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cash Converters Lancashire’s history from the FCA register and Companies House, newest first.

Key events (8) All events (37)

2026

13 April 2026

  • Greywolf Family Investments Limited stopped being the majority owner
  • Kerry Family Investments Limited stopped being a part-owner

Companies House

2025

28 July 2025

  • Greywolf Family Investments Limited became the majority owner (50–75% of shares)
  • Kerry Family Investments Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Jbg Holdings Limited took control (75–100% of votes)

Companies House

27 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2003

31 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (8 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Cash Converters Lancashire

Other FCA-listed firms that share a director, phone number or address with Cash Converters Lancashire. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cash Converters Lancashire

Other firms of the same type (lender), nearest first.

In Halifax

Caravan Guard LimitedHalifaxAuthorisedG.J. Sladdin & Company LimitedHalifaxAuthorisedYorkshire Energy Services CICHalifaxAuthorisedCash Converters Yorkshire LimitedHalifaxAuthorisedJoe Bailey LimitedHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cash Converters Lancashire

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cash Converters Lancashire Limited FCA authorised?
Yes, Cash Converters Lancashire Limited (FRN 671783) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Cash Converters Lancashire’s phone number?
The FCA register lists the phone number 01226 293721 for Cash Converters Lancashire. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Cash Converters Lancashire a scam or clone?
Cash Converters Lancashire is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cash Converters Lancashire?
It may control client money but not hold it. Protection depends on which product you hold and how Cash Converters Lancashire handles your money, so check the specific product before you commit. You can also refer complaints about Cash Converters Lancashire to the Financial Ombudsman Service, free of charge.
Who owns Cash Converters Lancashire?
Cash Converters Lancashire is owned by Jbg Holdings Limited, which holds 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Greywolf Family Investments Limited and Kerry Family Investments Limited.
Who runs Cash Converters Lancashire?
Companies House lists 2 directors of Cash Converters Lancashire: Ben Walter Cox and Joe Thomas Cox.
How long has Cash Converters Lancashire been in business?
The company was formed on 31 March 2003, and has held its current FCA authorisation since January 2016.
What do Cash Converters Lancashire’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £14.6m (+42% from £10.3m) and profit before tax of £1.67m (+249% from £479k).
Does Cash Converters Lancashire use any other names?
It trades as Cash Converters. It has previously used 5 other names, including Cash Converters Blackpool, Cash Converters Church Street and Cash Converters Leeds Kirkgate.

Sources and links

The full report on Cash Converters Lancashire Limited

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