Joe Bailey Limited

Reference number: 912239

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07475 072736

  • Address

    26 Eskdale Avenue, Halifax, West Yorkshire, HX3 7NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07475 072736 is
  • Who else gives the postcode HX3 7NH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
12119690
Company status
Active
Company type
Private limited company
Incorporated
24 July 2019 (7 years old)
Registered office
26 Eskdale Avenue, Halifax, HX3 7NH, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Bailey Director May 1992 24 Jul 2019 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£17.0k

Down £18.0k from £1,004

Cash at bank

£784

−58% from £1,860

Employees (average)

2

Same as 2

Owed within a year

£75.9k

−4.6% from £79.5k

Net assets are negative: on its last balance sheet the company owed £17.0k more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12119690. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Joe Bailey’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2019

3 September 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

24 July 2019

  • Incorporated at Companies House
  • Joseph Bailey took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Joe Bailey

Other firms of the same type (lender), nearest first.

In Halifax

Caravan Guard LimitedHalifaxAuthorisedG.J. Sladdin & Company LimitedHalifaxAuthorisedYorkshire Energy Services CICHalifaxAuthorisedCash Converters Lancashire LimitedHalifaxAuthorisedCash Converters Yorkshire LimitedHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joe Bailey

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Joe Bailey Limited FCA authorised?
Yes, Joe Bailey Limited (FRN 912239) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a lender. The FCA has placed no limits on its permissions.
What is Joe Bailey’s phone number?
The FCA register lists the phone number 07475 072736 for Joe Bailey. If you were given different contact details, use these to check with the firm before going any further.
Is Joe Bailey a scam or clone?
Joe Bailey is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joe Bailey?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Joe Bailey handles your money, so check the specific product before you commit. You can also refer complaints about Joe Bailey to the Financial Ombudsman Service, free of charge.
Who owns Joe Bailey?
Companies House lists one person with significant control of Joe Bailey: Mr Joseph Bailey (75–100% of shares).
Who runs Joe Bailey?
Companies House lists one director of Joe Bailey: Joseph Bailey.
How long has Joe Bailey been in business?
The company was formed on 24 July 2019, and has held its current FCA authorisation since September 2019.
What do Joe Bailey’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£17.0k (down £18.0k from £1,004) and cash at bank of £784 (−58% from £1,860).
Does Joe Bailey use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Joe Bailey Limited

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