J&J Cash Limited

Reference number: 943283

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 713960 →.

Responsible principal firm

Western Union Payment Services GB Limited Reference number: 816890 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0117 960 4498

  • Address

    Cash Converters, 80 Regent Street, Kingswood, Bristol, Avon, BS15 8HU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0117 960 4498 is
  • Who else gives the postcode BS15 8HU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cash Converters (kingswood-bristol) Trading name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06865319
Company status
Active
Company type
Private limited company
Incorporated
1 April 2009 (17 years old)
Registered office
80 Regent Street, Kingswood, Bristol, Avon, BS15 8HU
Nature of business
  • Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen John O'Regan Director Oct 1961 1 Apr 2009 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£106k

+22% from £87.2k

Employees (average)

8

Same as 8

Owed within a year

£114k

+29% from £88.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06865319. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J&J Cash’s history from the FCA register and Companies House, newest first.

2021

20 January 2021

  • Status on the FCA register became "PSD Agent"
  • Began trading as "Cash Converters (kingswood-bristol)"

FCA register

2016

6 April 2016

  • Stephen John O'Regan took control (75–100% of shares)

Companies House

2009

1 April 2009

  • Incorporated at Companies House
  • Stephen John O'regan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on J&J Cash

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  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is J&J Cash Limited FCA authorised?
J&J Cash Limited (FRN 943283) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is J&J Cash’s phone number?
The FCA register lists the phone number 0117 960 4498 for J&J Cash. If you were given different contact details, use these to check with the firm before going any further.
Is J&J Cash a scam or clone?
J&J Cash is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J&J Cash?
J&J Cash is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns J&J Cash?
Companies House lists one person with significant control of J&J Cash: Mr Stephen John O'Regan (75–100% of shares).
Who runs J&J Cash?
Companies House lists one director of J&J Cash: Stephen John O'Regan.
How long has J&J Cash been in business?
The company was formed on 1 April 2009.
What do J&J Cash’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £106k (+22% from £87.2k).
Does J&J Cash use any other names?
It trades as Cash Converters (kingswood-bristol).

Sources and links

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