J.N & E Capstick Insurance Consultants Limited
Reference number: 845462
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
J N & E Capstick Insurance Consultants Ltd, Market Square, Kirkby Stephen, Westmorland And Furness, CA17 4QT, United Kingdom
In the full report: 3 background checks
- When capstickinsurance.co.uk first appeared online, and whether it can receive email
- What kind of line 01768 372285 is
- Who else gives the postcode CA17 4QT
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06872469 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 April 2009 (17 years old)
- Registered office
- Market Square, ., Kirkby Stephen, Cumbria, CA17 4QT, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David John Capstick | Director | Aug 1969 | 7 Apr 2009 | 3 other companies |
| Elsie Capstick | Director | Jun 1942 | 7 Apr 2009 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£83.8k
−24% from £110k
Cash at bank
£282k
−16% from £334k
Employees (average)
19
−9.5% from 21
Owed within a year
£350k
−1.6% from £356k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06872469. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
J.N & E Capstick Insurance Consultants’s history from the FCA register and Companies House, newest first.
2024
1 October 2024
- David John Capstick became a part-owner (25–50% of shares)
- David John Capstick stopped being a part-owner
- Elsie Capstick stopped being a part-owner
Companies House
2020
22 January 2020
- Regulated by the FCA from this date
- FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
- Became authorised by the FCA
FCA register
2019
21 June 2019
- David Capstick Limited took control (75–100% of shares)
- David John Capstick stopped being a part-owner
Companies House
2017
21 April 2017
- David John Capstick became a part-owner (25–50% of shares)
- Elsie Capstick became a part-owner (25–50% of shares)
Companies House
2009
7 April 2009
- Incorporated at Companies House
Companies House
In the full report: all 15 events
- All 15 events in its history (11 shown here)
- Every director appointment and resignation: 2
Firms connected to J.N & E Capstick Insurance Consultants
Other FCA-listed firms that share a director, phone number or address with J.N & E Capstick Insurance Consultants. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- no longer authorised
- 1
- share a director
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like J.N & E Capstick Insurance Consultants
Other firms of the same type (insurance broker), nearest first.
In Kirkby Stephen
In the Carlisle (CA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on J.N & E Capstick Insurance Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 15 events in its history
- 3 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is J.N & E Capstick Insurance Consultants Limited FCA authorised?
What is J.N & E Capstick Insurance Consultants’ phone number and website?
Is J.N & E Capstick Insurance Consultants a scam or clone?
Is my money safe with J.N & E Capstick Insurance Consultants?
Who owns J.N & E Capstick Insurance Consultants?
Who runs J.N & E Capstick Insurance Consultants?
How long has J.N & E Capstick Insurance Consultants been in business?
What do J.N & E Capstick Insurance Consultants’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk