Appointed representative
James Alexander Withers does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- James Alexander Withers (FRN 595208) is an AR of The Right Mortgage Limited (FRN 649443). When you use James Alexander Withers's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from James Alexander Withers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
2 Binton View, Stratford-upon-avon, Warwickshire, CV37 9BN, United Kingdom
In the full report: 1 background check
- Who else gives the postcode CV37 9BN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Man 4 Mortgages Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
James Alexander Withers’s history from the FCA register and Companies House, newest first.
2013
30 January 2013
- Became an appointed representative
- Began trading as "Man 4 Mortgages"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like James Alexander Withers
Other firms of the same type (mortgage adviser or broker), nearest first.
In Stratford-upon-avon
In the Coventry (CV) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on James Alexander Withers
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- 1 background check on its contact details
- All 2 events in its history
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Frequently asked questions about this firm
Is James Alexander Withers FCA authorised?
What does appointed representative mean for James Alexander Withers?
Is James Alexander Withers a scam or clone?
Is my money safe with James Alexander Withers?
Does James Alexander Withers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk