James & Browne (Insurance Brokers) Ltd.

Reference number: 306693

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07944 539699

  • Address

    164 Hillmorton Road, Rugby, Warwickshire, CV22 5AL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07944 539699 is
  • Who else gives the postcode CV22 5AL
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 November 1980 (45 years old)
Registered office
164 Hillmorton Road, Rugby, CV22 5AL, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Clive James Director Jan 1966 1 May 2004 1 other company
Carmel Teresa Middleton Director Jul 1965 13 Jan 2016 None
Carmel Teresa Middleton Secretary Not published 9 Jan 2016 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£24.9k

+58% from £15.7k

Employees (average)

4

Same as 4

Owed within a year

£11.6k

+23% from £9,420

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01529926. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

James & Browne (Insurance Brokers)’s history from the FCA register and Companies House, newest first.

2016

1 July 2016

  • Carmel Teresa Middleton became a part-owner (25–50% of shares)
  • Jonathan Clive James became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Applied to cancel its FCA authorisation

FCA register

1980

25 November 1980

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to James & Browne (Insurance Brokers)

Other FCA-listed firms that share a director, phone number or address with James & Browne (Insurance Brokers). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like James & Browne (Insurance Brokers)

Other firms of the same type (insurance broker), nearest first.

In Rugby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James & Browne (Insurance Brokers)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is James & Browne (Insurance Brokers) Ltd. FCA authorised?
James & Browne (Insurance Brokers) Ltd. (FRN 306693) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is James & Browne (Insurance Brokers)’s phone number?
The FCA register lists the phone number 07944 539699 for James & Browne (Insurance Brokers). If you were given different contact details, use these to check with the firm before going any further.
Is James & Browne (Insurance Brokers) a scam or clone?
James & Browne (Insurance Brokers) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James & Browne (Insurance Brokers)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about James & Browne (Insurance Brokers) to the Financial Ombudsman Service, free of charge.
Who owns James & Browne (Insurance Brokers)?
Companies House lists 2 people with significant control of James & Browne (Insurance Brokers): Mr Jonathan Clive James (50–75% of shares) and Mrs Carmel Teresa Middleton (25–50% of shares).
Who runs James & Browne (Insurance Brokers)?
Companies House lists 2 directors of James & Browne (Insurance Brokers): Jonathan Clive James and Carmel Teresa Middleton.
How long has James & Browne (Insurance Brokers) been in business?
The company was formed on 25 November 1980.
What do James & Browne (Insurance Brokers)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £24.9k (+58% from £15.7k).

Sources and links

The full report on James & Browne (Insurance Brokers) Ltd.

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