James Financial Services Limited

Reference number: 1043732

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jamesfs.uk first appeared online, and whether it can receive email
  • What kind of line 07789 686720 is
  • Who else gives the postcode L37 6AD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • JFS Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16651681
Company status
Active
Company type
Private limited company
Incorporated
14 August 2025 (1 year old)
Registered office
113 Park Road, Formby, Liverpool, Merseyside, L37 6AD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Edward Rawling Director Jan 1954 14 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

James Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

2 March 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2025

14 August 2025

  • Incorporated at Companies House
  • James Edward Rawling took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like James Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Liverpool

A & B Financial LtdLiverpoolAuthorisedAbsolute Mortgage Solutions LtdLiverpoolAuthorisedChris CassidyLiverpoolAuthorisedDorothy Killen T/A Smart Move MortgagesLiverpoolAuthorisedEquation Financial Services LtdLiverpoolAuthorisedExcelsior Vita Financial Services LtdLiverpoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is James Financial Services Limited FCA authorised?
Yes, James Financial Services Limited (FRN 1043732) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is James Financial Services’ phone number and website?
The FCA register lists the phone number 07789 686720 and the website jamesfs.uk for James Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is James Financial Services a scam or clone?
James Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about James Financial Services to the Financial Ombudsman Service, free of charge.
Who owns James Financial Services?
Companies House lists one person with significant control of James Financial Services: Mr James Edward Rawling (75–100% of shares).
Who runs James Financial Services?
Companies House lists one director of James Financial Services: James Edward Rawling.
How long has James Financial Services been in business?
The company was formed on 14 August 2025, and has held its current FCA authorisation since March 2026.
Does James Financial Services use any other names?
It trades as JFS.

Sources and links

The full report on James Financial Services Limited

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