Janice Stevens Independent Funeralcare Ltd

Reference number: 983163

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JANICE STEVENS INDEPENDENT FUNERALCARE LTD (FRN 983163) is an AR of Golden Charter Limited (FRN 965279). When you use JANICE STEVENS INDEPENDENT FUNERALCARE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JANICE STEVENS INDEPENDENT FUNERALCARE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0141 778 3697

  • Address

    979 Tollcross Road, Glasgow, Lanarkshire, G32 8UU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0141 778 3697 is
  • Who else gives the postcode G32 8UU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC468476
Company status
Active
Company type
Private limited company
Incorporated
28 January 2014 (12 years old)
Registered office
979 Tollcross Road, Tollcross, Glasgow, G32 8UU
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Janice Helen Mclean Director Jul 1970 28 Jan 2014 1 other company
Stephen James Walker Director Aug 1968 28 Jan 2014 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 January 2025Full accountsNot audited

Net assets

£406k

+51% from £269k

Cash at bank

£293k

No earlier figure to compare

Employees (average)

2

Up 2 from 0

Owed within a year

£61.5k

Up £110k from −£48.3k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC468476. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Janice Stevens Independent Funeralcare’s history from the FCA register and Companies House, newest first.

2022

12 September 2022

  • Became an appointed representative

FCA register

2017

10 January 2017

  • Janice Helen McLean became the majority owner (50–75% of shares)
  • Stephen James Walker became the majority owner (50–75% of shares)

Companies House

2014

28 January 2014

  • Incorporated at Companies House
  • Janice Helen McLean appointed as a director
  • Stephen James Walker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Janice Stevens Independent Funeralcare

Other firms of the same type (funeral director), nearest first.

In Glasgow

A&m Funeral Directors LtdGlasgowAppointed representativeAlex Black Funeral CareGlasgowAppointed representativeAnderson Maguire LimitedGlasgowAppointed representativeCameron DuncanGlasgowAppointed representativeD Moodie & Co (Barrhead) LtdGlasgowAppointed representativeD. Moodie & Co. (Paisley) LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Janice Stevens Independent Funeralcare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Janice Stevens Independent Funeralcare Ltd FCA authorised?
Janice Stevens Independent Funeralcare Ltd (FRN 983163) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Janice Stevens Independent Funeralcare?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Janice Stevens Independent Funeralcare Ltd (FRN 983163) is an AR of Golden Charter Limited (FRN 965279). When you use Janice Stevens Independent Funeralcare's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Janice Stevens Independent Funeralcare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Janice Stevens Independent Funeralcare’s phone number?
The FCA register lists the phone number 0141 778 3697 for Janice Stevens Independent Funeralcare. If you were given different contact details, use these to check with the firm before going any further.
Is Janice Stevens Independent Funeralcare a scam or clone?
Janice Stevens Independent Funeralcare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Janice Stevens Independent Funeralcare?
Protection works through Golden Charter Limited, the principal firm responsible for Janice Stevens Independent Funeralcare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Janice Stevens Independent Funeralcare?
Companies House lists 2 people with significant control of Janice Stevens Independent Funeralcare: Mrs Janice Helen McLean (50–75% of shares) and Stephen James Walker (50–75% of shares).
Who runs Janice Stevens Independent Funeralcare?
Companies House lists 2 directors of Janice Stevens Independent Funeralcare: Janice Helen McLean and Stephen James Walker.
How long has Janice Stevens Independent Funeralcare been in business?
The company was formed on 28 January 2014.
What do Janice Stevens Independent Funeralcare’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £406k (+51% from £269k) and cash at bank of £293k (no earlier figure to compare).

Sources and links

The full report on Janice Stevens Independent Funeralcare Ltd

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