Jappy Investment Services (Scotland) LTD

Reference number: 998350

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jappy Investment Services (Scotland) LTD (FRN 998350) is an AR of Sense Network Limited (FRN 465124). When you use Jappy Investment Services (Scotland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jappy Investment Services (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jappyinvestscotland.co.uk first appeared online, and whether it can receive email
  • What kind of line 01667 301600 is
  • Who else gives the postcode IV12 4HN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC748669
Company status
Active
Company type
Private limited company
Incorporated
28 October 2022 (4 years old)
Registered office
Melville House, 1 Seafield Street, Nairn, Moray, IV12 4HN, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alastair Jappy Director Jan 1963 28 Oct 2022 None
Calum Jappy Director Mar 1996 4 May 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Total equity

−£1,836

Up £11.0k from −£12.8k

Cash at bank

£2,964

+72% from £1,723

Employees (average)

3

Same as 3

Owed within a year

£11.6k

−34% from £17.4k

Total equity is negative: on its last balance sheet the company owed £1,836 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC748669. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jappy Investment Services (Scotland)’s history from the FCA register and Companies House, newest first.

2023

21 June 2023

  • Became an appointed representative

FCA register

4 May 2023

  • Calum Jappy became a part-owner (25–50% of shares)
  • Calum Jappy appointed as a director

Companies House

2022

28 October 2022

  • Incorporated at Companies House
  • Alastair Jappy became a part-owner (25–50% of shares)
  • Alastair Jappy appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Jappy Investment Services (Scotland)

Other firms of the same type (financial adviser), nearest first.

In Nairn

Taylor Watson Financial Management LimitedNairnAuthorised

In the Inverness (IV) postcode area

Anderson & JarvieInvernessAppointed representativeAndrew StoreyElginAppointed representativeCharline MoorhouseElginAppointed representativeGary McDonaldLairgAppointed representativeGrierson Wealth ManagementElginAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jappy Investment Services (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Jappy Investment Services (Scotland) LTD FCA authorised?
Jappy Investment Services (Scotland) LTD (FRN 998350) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jappy Investment Services (Scotland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jappy Investment Services (Scotland) LTD (FRN 998350) is an AR of Sense Network Limited (FRN 465124). When you use Jappy Investment Services (Scotland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jappy Investment Services (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jappy Investment Services (Scotland)’s phone number and website?
The FCA register lists the phone number 01667 301600 and the website jappyinvestscotland.co.uk for Jappy Investment Services (Scotland). If you were given different contact details, use these to check with the firm before going any further.
Is Jappy Investment Services (Scotland) a scam or clone?
Jappy Investment Services (Scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jappy Investment Services (Scotland)?
Protection works through Sense Network Limited, the principal firm responsible for Jappy Investment Services (Scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jappy Investment Services (Scotland)?
Companies House lists 2 people with significant control of Jappy Investment Services (Scotland): Mr Alastair Jappy (25–50% of shares) and Mr Calum Jappy (25–50% of shares).
Who runs Jappy Investment Services (Scotland)?
Companies House lists 2 directors of Jappy Investment Services (Scotland): Alastair Jappy and Calum Jappy.
How long has Jappy Investment Services (Scotland) been in business?
The company was formed on 28 October 2022.
What do Jappy Investment Services (Scotland)’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of −£1,836 (up £11.0k from −£12.8k) and cash at bank of £2,964 (+72% from £1,723).

Sources and links

The full report on Jappy Investment Services (Scotland) LTD

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