JBM Mortgage Brokers Ltd

Reference number: 733348

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JBM Mortgage Brokers Ltd (FRN 733348) is an AR of The Right Mortgage Limited (FRN 649443). When you use JBM Mortgage Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JBM Mortgage Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01792 814888

  • Address

    13 New Road, Neath Abbey, Neath, Castell-nedd Port Talbot, SA10 7NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01792 814888 is
  • Who else gives the postcode SA10 7NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Equity Release Life Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09870903
Company status
Active
Company type
Private limited company
Incorporated
13 November 2015 (10 years old)
Registered office
13 New Road, Neath Abbey, Neath, West Glamorgan, SA10 7NH, Wales
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Donald Keith Edge Director Dec 1961 13 Nov 2015 2 other companies
Anthony Patrick O'Connor Director Dec 1971 13 Nov 2015 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£40.1k

−22% from £51.6k

Employees (average)

4

Same as 4

Owed within a year

£37.8k

+15% from £32.7k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09870903. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JBM Mortgage Brokers’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Anthony Patrick O'Connor became a part-owner (25–50% of shares)
  • Keith Edge became a part-owner (25–50% of shares)

Companies House

22 January 2016

  • Became an appointed representative

FCA register

2015

13 November 2015

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to JBM Mortgage Brokers

Other FCA-listed firms that share a director, phone number or address with JBM Mortgage Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like JBM Mortgage Brokers

Other firms of the same type (mortgage adviser or broker), nearest first.

In Neath

Bond Mortgage Services LtdNeathAppointed representativeCarter Lee Financial Services LimitedNeathAppointed representativeJR Mortgage House LimitedNeathAppointed representativeMortgage Advisers-UK LtdNeathAppointed representativeMortgage Finder-Wales LimitedNeathAppointed representativeMortgages by Lynsey LtdNeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JBM Mortgage Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is JBM Mortgage Brokers Ltd FCA authorised?
JBM Mortgage Brokers Ltd (FRN 733348) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JBM Mortgage Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JBM Mortgage Brokers Ltd (FRN 733348) is an AR of The Right Mortgage Limited (FRN 649443). When you use JBM Mortgage Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JBM Mortgage Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JBM Mortgage Brokers’ phone number?
The FCA register lists the phone number 01792 814888 for JBM Mortgage Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is JBM Mortgage Brokers a scam or clone?
JBM Mortgage Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JBM Mortgage Brokers?
Protection works through The Right Mortgage Limited, the principal firm responsible for JBM Mortgage Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JBM Mortgage Brokers?
Companies House lists 2 people with significant control of JBM Mortgage Brokers: Mr Anthony Patrick O'Connor (25–50% of shares) and Mr Keith Edge (25–50% of shares).
Who runs JBM Mortgage Brokers?
Companies House lists 2 directors of JBM Mortgage Brokers: Donald Keith Edge and Anthony Patrick O'Connor.
How long has JBM Mortgage Brokers been in business?
The company was formed on 13 November 2015.
What do JBM Mortgage Brokers’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £40.1k (−22% from £51.6k).
Does JBM Mortgage Brokers use any other names?
It trades as Equity Release Life.

Sources and links

The full report on JBM Mortgage Brokers Ltd

£19.99 · Instant PDF download

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