Mortgage Advisers-UK Ltd

Reference number: 1040271

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Advisers-UK Ltd (FRN 1040271) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Mortgage Advisers-UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Advisers-UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07928 990370

  • Address

    Tyn Y Gors, Trevallen Avenue, Neath, Neath Port Talbot, SA11 3UU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07928 990370 is
  • Who else gives the postcode SA11 3UU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 May 2025 (1 year old)
Registered office
Tyn Y Gorse, Trevallen Avenue, Neath, SA11 3UU, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Johnson Director Jul 1985 14 May 2025 2 other companies
Jennifer Lisa Melville Director Apr 1974 14 May 2025 None
Daniel Moore Director Jun 1973 14 May 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Key dates in its history

Mortgage Advisers-UK’s history from the FCA register and Companies House, newest first.

2025

10 August 2025

  • Became an appointed representative

FCA register

14 May 2025

  • Incorporated at Companies House
  • Daniel Moore became a part-owner (25–50% of shares)
  • Jennifer Lisa Melville became a part-owner (25–50% of shares)
  • Rachel Johnson became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Mortgage Advisers-UK

Other FCA-listed firms that share a director, phone number or address with Mortgage Advisers-UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mortgage Advisers-UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Neath

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Advisers-UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Advisers-UK Ltd FCA authorised?
Mortgage Advisers-UK Ltd (FRN 1040271) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Advisers-UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Advisers-UK Ltd (FRN 1040271) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Mortgage Advisers-UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Advisers-UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Advisers-UK’s phone number?
The FCA register lists the phone number 07928 990370 for Mortgage Advisers-UK. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Advisers-UK a scam or clone?
Mortgage Advisers-UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Advisers-UK?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Mortgage Advisers-UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Advisers-UK?
Companies House lists 3 people with significant control of Mortgage Advisers-UK: Jennifer Lisa Melville (25–50% of shares), Ms Rachel Johnson (25–50% of shares) and Daniel Moore (25–50% of shares).
Who runs Mortgage Advisers-UK?
Companies House lists 3 directors of Mortgage Advisers-UK: Rachel Johnson, Jennifer Lisa Melville and Daniel Moore.
How long has Mortgage Advisers-UK been in business?
The company was formed on 14 May 2025.

Sources and links

The full report on Mortgage Advisers-UK Ltd

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