JCH Wealth Management Limited

Reference number: 1058499

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JCH Wealth Management Limited (FRN 1058499) is an AR of Sense Network Limited (FRN 465124). When you use JCH Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JCH Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jchwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01522 708056 is
  • Who else gives the postcode LN2 4US
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 March 2026 (less than a year old)
Registered office
Greetwell Place, 2 Lime Kiln Way, Lincoln, LN2 4US, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Debra Jayne Hebblethwaite Director Mar 1959 11 Mar 2026 3 other companies
John Christopher Hebblethwaite Director Sep 1960 11 Mar 2026 9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
4
is FCA-registered
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
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Key dates in its history

JCH Wealth Management’s history from the FCA register and Companies House, newest first.

2026

23 October 2026

  • Became an appointed representative

FCA register

11 March 2026

  • Incorporated at Companies House
  • Debra Jayne Hebblethwaite became a part-owner (25–50% of shares)
  • John Christopher Hebblethwaite became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to JCH Wealth Management

Other FCA-listed firms that share a director, phone number or address with JCH Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like JCH Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Lincoln

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JCH Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is JCH Wealth Management Limited FCA authorised?
JCH Wealth Management Limited (FRN 1058499) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JCH Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JCH Wealth Management Limited (FRN 1058499) is an AR of Sense Network Limited (FRN 465124). When you use JCH Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JCH Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JCH Wealth Management’s phone number and website?
The FCA register lists the phone number 01522 708056 and the website jchwm.co.uk for JCH Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is JCH Wealth Management a scam or clone?
JCH Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JCH Wealth Management?
Protection works through Sense Network Limited, the principal firm responsible for JCH Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JCH Wealth Management?
Companies House lists 2 people with significant control of JCH Wealth Management: Mr John Christopher Hebblethwaite (25–50% of shares) and Mrs Debra Jayne Hebblethwaite (25–50% of shares).
Who runs JCH Wealth Management?
Companies House lists 2 directors of JCH Wealth Management: Debra Jayne Hebblethwaite and John Christopher Hebblethwaite.
How long has JCH Wealth Management been in business?
The company was formed on 11 March 2026.

Sources and links

The full report on JCH Wealth Management Limited

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