Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2025
Responsible principal firm
Just Insurance Agents Limited Reference number: 610022 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- JEM CLOTHING LIMITED (FRN 1013521) introduces customers to Just Insurance Agents Limited (FRN 610022). Any regulated advice or arranging is done by the principal, not JEM CLOTHING.
- Example: if JEM CLOTHING refers you to a financial adviser, the advice should come from the principal firm, not from JEM CLOTHING itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Numeric House, 98 Station Road, Sidcup, Kent, DA15 7BY, United Kingdom
In the full report: 2 background checks
- What kind of line 07967 472491 is
- Who else gives the postcode DA15 7BY
Other names (1)
If you were contacted under any of these names, it is this firm.
- CheapTravelInsurance.com Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Just Insurance Agents Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09319107 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 November 2014 (11 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Retail sale via mail order houses or via Internet (SIC 47910)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Brian Hewson | Director | May 1964 | 19 Nov 2014 | 6 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 5
- still active
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£10.4k
+41% from £7,359
Employees (average)
3
Same as 3
Owed within a year
£225k
<1% from £224k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09319107. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Jem Clothing’s history from the FCA register and Companies House, newest first.
2024
9 May 2024
- Became an introducer appointed representative
FCA register
2020
3 September 2020
- Emma Rebecca Bakehouse stopped being a part-owner
Companies House
2016
19 November 2016
- Emma Rebecca Bakehouse became a part-owner (25–50% of shares)
- James Brian Hewson took control (75–100% of shares)
Companies House
2014
19 November 2014
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Jem Clothing
Other firms of the same type (retailer), nearest first.
In the Dartford (DA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Jem Clothing
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
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How long has Jem Clothing been in business?
What do Jem Clothing’s latest accounts show?
Does Jem Clothing use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk