Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 31 August 2026
Responsible principal firm
Social Money Limited Reference number: 675283 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- JK SPECS LTD (FRN 1062233) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not JK SPECS.
- Example: if JK SPECS refers you to a financial adviser, the advice should come from the principal firm, not from JK SPECS itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
108 High Street, Waltham Cross, Hertfordshire, EN8 7BX, United Kingdom
In the full report: 2 background checks
- What kind of line 07807 397261 is
- Who else gives the postcode EN8 7BX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10910443 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 August 2017 (9 years old)
- Registered office
- 108 High Street Waltham Cross, Hertfordshire, EN8 7BX, England
- Nature of business
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- Retail sale by opticians (SIC 47782)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joanna Janicka | Director | Nov 1985 | 11 Aug 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£47.7k
+75% from £27.3k
Employees (average)
2
Same as 2
Owed within a year
−£28.5k
Up £5,173 from −£33.7k
Net assets
In the full report: all 5 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10910443. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Jk Specs’s history from the FCA register and Companies House, newest first.
2026
3 September 2026
- Became an introducer appointed representative
FCA register
2017
11 August 2017
- Incorporated at Companies House
- Joanna Janicka took control (75–100% of shares)
- Joanna Janicka appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Jk Specs
Other firms of the same type (retailer), nearest first.
In Waltham Cross
In the Enfield (EN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Jk Specs
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk