John Chadwick

Reference number: 591927

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Introducer appointed representative

John Chadwick can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tower Insurance Brokers Ltd Reference number: 805562 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • John Chadwick (FRN 591927) introduces customers to Tower Insurance Brokers Ltd (FRN 805562). Any regulated advice or arranging is done by the principal, not John Chadwick.
  • Example: if John Chadwick refers you to a financial adviser, the advice should come from the principal firm, not from John Chadwick itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07905 063286

  • Address

    25, Lemon Tree Court, Clifton Drive North, Lytham St. Annes, Lancashire, FY8 2SU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07905 063286 is
  • Who else gives the postcode FY8 2SU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • John Chadwick Enterprises Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tower Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Chadwick’s history from the FCA register and Companies House, newest first.

2026

2 October 2026

  • Began trading as "John Chadwick Enterprises"

FCA register

2012

26 November 2012

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like John Chadwick

Other firms of the same type (insurance broker), nearest first.

In Lytham St. Annes

FEC Mutual LimitedLytham St. AnnesAppointed representativeHomestead Consultancy Services LimitedLytham St. AnnesAppointed representativeJames StephensonLytham St. AnnesAppointed representativeMatthew James Insurance Brokers LtdLytham St. AnnesAppointed representativeSell My Park Home LimitedLytham St. AnnesAppointed representativeThe Masonic Mutual LimitedLytham St. AnnesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Chadwick

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is John Chadwick FCA authorised?
John Chadwick (FRN 591927) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for John Chadwick?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. John Chadwick (FRN 591927) introduces customers to Tower Insurance Brokers Ltd (FRN 805562). Any regulated advice or arranging is done by the principal, not John Chadwick. Example: if John Chadwick refers you to a financial adviser, the advice should come from the principal firm, not from John Chadwick itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Chadwick’s phone number?
The FCA register lists the phone number 07905 063286 for John Chadwick. If you were given different contact details, use these to check with the firm before going any further.
Is John Chadwick a scam or clone?
John Chadwick is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Chadwick?
Protection works through Tower Insurance Brokers Ltd, the principal firm responsible for John Chadwick's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Chadwick use any other names?
It trades as John Chadwick Enterprises.

Sources and links

The full report on John Chadwick

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