John Davies Financial Consultancy

Reference number: 215410

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Limited Reference number: 497604 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Davies Financial Consultancy (FRN 215410) is an AR of Quilter Financial Limited (FRN 497604). When you use John Davies Financial Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Davies Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jdfc.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 370 0070 is
  • Who else gives the postcode PL21 9EF
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • John Charles Davies Former name
  • Capital Mortgage Options Former trading name
  • Devon Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Davies Financial Consultancy’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2009

23 November 2009

  • Changed its registered name from "John Charles Davies"

FCA register

2006

6 December 2006

  • Changed its registered name from "John Davies Financial Consultancy"

FCA register

2002

12 July 2002

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
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Firms like John Davies Financial Consultancy

Other firms of the same type (financial adviser), nearest first.

In Ivybridge

Manning & Company (South West) LimitedIvybridgeAppointed representativeIvor Jones & Co. Ltd.IvybridgeAuthorisedKelly Financial ManagementIvybridgeAuthorisedRuby Red Financial Planning LtdIvybridgeAuthorisedSw Financial Planning LimitedIvybridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Davies Financial Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is John Davies Financial Consultancy FCA authorised?
John Davies Financial Consultancy (FRN 215410) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Davies Financial Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Davies Financial Consultancy (FRN 215410) is an AR of Quilter Financial Limited (FRN 497604). When you use John Davies Financial Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Davies Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Davies Financial Consultancy’s phone number and website?
The FCA register lists the phone number 0845 370 0070 and the website jdfc.co.uk for John Davies Financial Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is John Davies Financial Consultancy a scam or clone?
John Davies Financial Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Davies Financial Consultancy?
Protection works through Quilter Financial Limited, the principal firm responsible for John Davies Financial Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Davies Financial Consultancy use any other names?
It has previously used 3 other names: John Charles Davies, Capital Mortgage Options and Devon Mortgages.

Sources and links

The full report on John Davies Financial Consultancy

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