Sw Financial Planning Limited

Reference number: 222033

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When swlaw.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 205205 is
  • Who else gives the postcode PL21 9GD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • SWLaw Trading name
  • Swlaw Investment & Financial Planning Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03462625
Company status
Active
Company type
Private limited company
Incorporated
7 November 1997 (28 years old)
Registered office
Kingsley Close Kingsley Close, Lee Mill Industrial Estate, Ivybridge, Devon, PL21 9GD
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Eric John Cowsill Director Mar 1956 7 Nov 1997 8 other companies
Robert Simon Cowsill Director Jan 1986 1 Jul 2019 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
3
run together
3

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£160k

+23% from £130k

Employees (average)

6

Same as 6

Owed within a year

£221k

+5.8% from £209k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03462625. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sw Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2023

16 August 2023

  • Changed its registered name from "Swlaw Investment & Financial Planning Ltd"

FCA register

30 June 2023

  • Sw Law & Finance Limited took control (75–100% of shares)
  • Sw Law & Finance took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Eric John Cowsill took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2003

21 May 2003

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1997

7 November 1997

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms like Sw Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Ivybridge

Ivor Jones & Co. Ltd.IvybridgeAuthorisedKelly Financial ManagementIvybridgeAuthorisedRuby Red Financial Planning LtdIvybridgeAuthorisedJohn Davies Financial ConsultancyIvybridgeAppointed representativeManning & Company (South West) LimitedIvybridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sw Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Sw Financial Planning Limited FCA authorised?
Yes, Sw Financial Planning Limited (FRN 222033) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2003 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Sw Financial Planning’s phone number and website?
The FCA register lists the phone number 01752 205205 and the website swlaw.co.uk for Sw Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Sw Financial Planning a scam or clone?
Sw Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sw Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sw Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Sw Financial Planning?
Sw Financial Planning is owned by Sw Law & Finance Limited, which holds 75–100% of shares, since 30 June 2023.
Who runs Sw Financial Planning?
Companies House lists 2 directors of Sw Financial Planning: Eric John Cowsill and Robert Simon Cowsill.
How long has Sw Financial Planning been in business?
The company was formed on 7 November 1997, and has held its current FCA authorisation since May 2003.
What do Sw Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £160k (+23% from £130k).
Does Sw Financial Planning use any other names?
It trades as SWLaw. It has previously used the name Swlaw Investment & Financial Planning Ltd.

Sources and links

The full report on Sw Financial Planning Limited

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