John Ferguson Mortgages LLP

Reference number: 749379

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When johnferguson-mortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01397 705848 is
  • Who else gives the postcode PH33 6PF
Instant PDF download

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SO305678
Company status
Active
Company type
Limited liability partnership
Incorporated
15 April 2016 (10 years old)
Registered office
Morvern, Glen Nevis, Fort William, PH33 6PF, Scotland

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Ferguson LLP designated member Dec 1966 15 Apr 2016 None
John Ferguson LLP designated member Dec 1958 15 Apr 2016 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Cash at bank

£54.3k

+19% from £45.5k

Employees (average)

1

Same as 1

Owed within a year

£8,212

+1.9% from £8,059

The accounts for the year to 31 March 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £115k, for the year to 31 March 2025.

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SO305678. Figures are exactly as filed; nothing is estimated.

Key dates in its history

John Ferguson Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

1 December 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

15 April 2016

  • Incorporated at Companies House
  • Caroline Ferguson became a part-owner (25–50% of shares)
  • John Ferguson became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like John Ferguson Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Fort William

All Mortgage SolutionsFort WilliamAuthorised

In the Perth (PH) postcode area

OF Network LimitedBlairgowrieAuthorisedThe Lending Channel LtdPerthAuthorisedDerek Alexander WoodcockPerthAppointed representativeHH Mortgage ConsultancyPerthAppointed representativeLNK Mortgages LtdPerthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Ferguson Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is John Ferguson Mortgages LLP FCA authorised?
Yes, John Ferguson Mortgages LLP (FRN 749379) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is John Ferguson Mortgages’ phone number and website?
The FCA register lists the phone number 01397 705848 and the website johnferguson-mortgages.co.uk for John Ferguson Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is John Ferguson Mortgages a scam or clone?
John Ferguson Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Ferguson Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about John Ferguson Mortgages to the Financial Ombudsman Service, free of charge.
Who owns John Ferguson Mortgages?
Companies House lists 2 people with significant control of John Ferguson Mortgages: Mrs Caroline Ferguson (25–50% of votes) and Mr John Ferguson (25–50% of votes).
Who runs John Ferguson Mortgages?
Companies House lists 2 directors of John Ferguson Mortgages: Caroline Ferguson and John Ferguson.
How long has John Ferguson Mortgages been in business?
The company was formed on 15 April 2016, and has held its current FCA authorisation since December 2016.
What do John Ferguson Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show cash at bank of £54.3k (+19% from £45.5k).

Sources and links

The full report on John Ferguson Mortgages LLP

£19.99 · Instant PDF download

Loading secure checkout…