John McComiskey

Reference number: 813721

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Appointed representative

John McComiskey does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John McComiskey (FRN 813721) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use John McComiskey's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John McComiskey, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 3833 8000

  • Address

    Suite 2 Davidson House, Glenavy Road Business Park, 20 Glenavy Road, Moira, Craigavon, BT67 0LT, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 3833 8000 is, and the other firm that gives it
  • Who else gives the postcode BT67 0LT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BPS Employee Benefits Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John McComiskey’s history from the FCA register and Companies House, newest first.

2018

12 July 2018

  • Became an appointed representative
  • Began trading as "BPS Employee Benefits"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to John McComiskey

Other FCA-listed firms that share a director, phone number or address with John McComiskey. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
1
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like John McComiskey

Other firms of the same type (mortgage adviser or broker), nearest first.

In Craigavon

Alison HughesCraigavonAppointed representativeAshley FarrellCraigavonAppointed representativeBrendan HeadleyCraigavonAppointed representativeCMC Advice LtdCraigavonAppointed representativeDMC Financial Services (NI) LimitedCraigavonAppointed representativeElite Mortgages N.I. LimitedCraigavonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John McComiskey

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is John McComiskey FCA authorised?
John McComiskey (FRN 813721) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John McComiskey?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John McComiskey (FRN 813721) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use John McComiskey's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John McComiskey, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John McComiskey’s phone number?
The FCA register lists the phone number 028 3833 8000 for John McComiskey. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is John McComiskey a scam or clone?
John McComiskey is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John McComiskey?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for John McComiskey's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John McComiskey use any other names?
It trades as BPS Employee Benefits.

Sources and links

The full report on John McComiskey

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