John Wilson

Reference number: 922776

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Appointed representative

John Wilson does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • John Wilson (FRN 922776) is an AR of The Right Mortgage Limited (FRN 649443). When you use John Wilson's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from John Wilson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01383 831067

  • Address

    27 Bath Street, Kelty, Fife, KY4 0AG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01383 831067 is
  • Who else gives the postcode KY4 0AG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • John Wilson Mortgages One Stop Trading name
  • Mortgages One Stop Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

John Wilson’s history from the FCA register and Companies House, newest first.

2020

13 July 2020

  • Began trading as "Mortgages One Stop"

FCA register

16 March 2020

  • Became an appointed representative
  • Began trading as "John Wilson Mortgages One Stop"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like John Wilson

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Kirkcaldy (KY) postcode area

Bee Mortgage Wise LtdKirkcaldyAppointed representativeCarnegie Mortgage and Protection LtdDunfermlineAppointed representativeDedicated Mortgage Solutions LimitedDunfermlineAppointed representativeEmpire Mortgages LtdDunfermlineAppointed representativeGrt Mortgage & Protection LimitedKirkcaldyAppointed representativeKaren ToddDunfermlineAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on John Wilson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is John Wilson FCA authorised?
John Wilson (FRN 922776) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for John Wilson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. John Wilson (FRN 922776) is an AR of The Right Mortgage Limited (FRN 649443). When you use John Wilson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from John Wilson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is John Wilson’s phone number?
The FCA register lists the phone number 01383 831067 for John Wilson. If you were given different contact details, use these to check with the firm before going any further.
Is John Wilson a scam or clone?
John Wilson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with John Wilson?
Protection works through The Right Mortgage Limited, the principal firm responsible for John Wilson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does John Wilson use any other names?
It trades as John Wilson Mortgages One Stop and Mortgages One Stop.

Sources and links

The full report on John Wilson

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