Jose Luis Fonseca Da Encarnacao

Reference number: 989949

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jose Luis Fonseca Da Encarnacao (FRN 989949) is an AR of HL Partnership Limited (FRN 303397). When you use Jose Luis Fonseca Da Encarnacao's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jose Luis Fonseca Da Encarnacao, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07886 273618

  • Address

    8 Chestnut Close, Englefield Green, Egham, Surrey, TW20 0SJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07886 273618 is
  • Who else gives the postcode TW20 0SJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Englefield Green Mortgages Trading name
  • Englefield Green Mortgage Solutions Trading name
  • Englefield Green Mortgages & Protection Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Jose Luis Fonseca Da Encarnacao’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2023

13 January 2023

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Jose Luis Fonseca Da Encarnacao

Other firms of the same type (mortgage adviser or broker), nearest first.

In Egham

Hocus Pocus Mortgages LimitedEghamAppointed representativePerformance Mortgages LimitedEghamAppointed representativeRabb LtdEghamAuthorisedShaso Consultancy LtdEghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jose Luis Fonseca Da Encarnacao

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Jose Luis Fonseca Da Encarnacao FCA authorised?
Jose Luis Fonseca Da Encarnacao (FRN 989949) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jose Luis Fonseca Da Encarnacao?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jose Luis Fonseca Da Encarnacao (FRN 989949) is an AR of HL Partnership Limited (FRN 303397). When you use Jose Luis Fonseca Da Encarnacao's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jose Luis Fonseca Da Encarnacao, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jose Luis Fonseca Da Encarnacao’s phone number?
The FCA register lists the phone number 07886 273618 for Jose Luis Fonseca Da Encarnacao. If you were given different contact details, use these to check with the firm before going any further.
Is Jose Luis Fonseca Da Encarnacao a scam or clone?
Jose Luis Fonseca Da Encarnacao is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jose Luis Fonseca Da Encarnacao?
Protection works through HL Partnership Limited, the principal firm responsible for Jose Luis Fonseca Da Encarnacao's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Jose Luis Fonseca Da Encarnacao use any other names?
It trades as Englefield Green Mortgages, Englefield Green Mortgage Solutions and Englefield Green Mortgages & Protection.

Sources and links

The full report on Jose Luis Fonseca Da Encarnacao

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