Performance Mortgages Limited

Reference number: 1024696

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Performance Mortgages Limited (FRN 1024696) is an AR of First Complete Limited (FRN 435779). When you use Performance Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Performance Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07921 266608

  • Address

    Hankley, Middle Hill, Egham, Surrey, TW20 0JS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07921 266608 is
  • Who else gives the postcode TW20 0JS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16072295
Company status
Active
Company type
Private limited company
Incorporated
11 November 2024 (1 year old)
Registered office
3rd Floor 21 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Daiva Gilbert Director Oct 1980 11 Nov 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

16 months to 28 February 2026Small company accountsNot audited

Total equity

£7,279

No earlier figure to compare

Cash at bank

£20.7k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£13.9k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16072295. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Performance Mortgages’s history from the FCA register and Companies House, newest first.

2025

24 January 2025

  • Became an appointed representative

FCA register

2024

11 November 2024

  • Incorporated at Companies House
  • Daiva Gilbert took control (75–100% of shares)
  • Daiva Gilbert appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Performance Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Egham

Hocus Pocus Mortgages LimitedEghamAppointed representativeJose Luis Fonseca Da EncarnacaoEghamAppointed representativeRabb LtdEghamAuthorisedShaso Consultancy LtdEghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Performance Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Performance Mortgages Limited FCA authorised?
Performance Mortgages Limited (FRN 1024696) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Performance Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Performance Mortgages Limited (FRN 1024696) is an AR of First Complete Limited (FRN 435779). When you use Performance Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Performance Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Performance Mortgages’ phone number?
The FCA register lists the phone number 07921 266608 for Performance Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Performance Mortgages a scam or clone?
Performance Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Performance Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Performance Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Performance Mortgages?
Companies House lists one person with significant control of Performance Mortgages: Mrs Daiva Gilbert (75–100% of shares).
Who runs Performance Mortgages?
Companies House lists one director of Performance Mortgages: Daiva Gilbert.
How long has Performance Mortgages been in business?
The company was formed on 11 November 2024.
What do Performance Mortgages’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £7,279 (no earlier figure to compare) and cash at bank of £20.7k (no earlier figure to compare).

Sources and links

The full report on Performance Mortgages Limited

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