Joseph Edwards & Sons Ltd

Reference number: 813784

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JOSEPH EDWARDS & SONS LTD (FRN 813784) is an AR of Golden Charter Limited (FRN 965279). When you use JOSEPH EDWARDS & SONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JOSEPH EDWARDS & SONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01270 882097

  • Address

    The Glades, Festival Way, Festival Park, Stoke-On-Trent, Stoke-On-Trent, ST1 5SQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01270 882097 is
  • Who else gives the postcode ST1 5SQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10287168
Company status
Active
Company type
Private limited company
Incorporated
20 July 2016 (10 years old)
Registered office
The Glades Festival Way, Festival Park, Stoke On Trent, Staffordshire, ST1 5SQ, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Edwards Director Jun 1962 20 Jul 2016 None
Stephanie Helen Edwards Director May 1965 20 Jul 2016 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£427k

−9.9% from £474k

Cash at bank

£154k

+18% from £131k

Owed within a year

£453k

−21% from £575k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10287168. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Joseph Edwards & Sons’s history from the FCA register and Companies House, newest first.

2018

12 July 2018

  • Became an appointed representative

FCA register

2016

20 July 2016

  • Incorporated at Companies House
  • Andrew John Edwards became a part-owner (25–50% of shares)
  • Stephanie Helen Edwards became a part-owner (25–50% of shares)
  • Andrew John Edwards appointed as a director
  • Stephanie Helen Edwards appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Joseph Edwards & Sons

Other firms of the same type (funeral director), nearest first.

In Stoke-On-Trent

Arlington Funeral Services LimitedStoke-on-TrentAppointed representativeC Edwards & Son (Funeral Services) LimitedStoke-On-TrentAppointed representativeC McGough & Sons LimitedStoke-On-TrentAppointed representativeDolven Funeral Services LtdStoke-on-TrentAppointed representativeHarry Dawson Funeral Services 2000 LtdStoke-On-TrentAppointed representativeJack Dawson Funeral Services LtdStoke-on-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joseph Edwards & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Joseph Edwards & Sons Ltd FCA authorised?
Joseph Edwards & Sons Ltd (FRN 813784) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Joseph Edwards & Sons?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Joseph Edwards & Sons Ltd (FRN 813784) is an AR of Golden Charter Limited (FRN 965279). When you use Joseph Edwards & Sons's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Joseph Edwards & Sons, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Joseph Edwards & Sons’ phone number?
The FCA register lists the phone number 01270 882097 for Joseph Edwards & Sons. If you were given different contact details, use these to check with the firm before going any further.
Is Joseph Edwards & Sons a scam or clone?
Joseph Edwards & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joseph Edwards & Sons?
Protection works through Golden Charter Limited, the principal firm responsible for Joseph Edwards & Sons's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Joseph Edwards & Sons?
Companies House lists 2 people with significant control of Joseph Edwards & Sons: Mr Andrew John Edwards (25–50% of shares) and Mrs Stephanie Helen Edwards (25–50% of shares).
Who runs Joseph Edwards & Sons?
Companies House lists 2 directors of Joseph Edwards & Sons: Andrew John Edwards and Stephanie Helen Edwards.
How long has Joseph Edwards & Sons been in business?
The company was formed on 20 July 2016.
What do Joseph Edwards & Sons’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £427k (−9.9% from £474k) and cash at bank of £154k (+18% from £131k).

Sources and links

The full report on Joseph Edwards & Sons Ltd

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