Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 October 2025
Responsible principal firm
TMG Direct Limited Reference number: 786245 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JP Financial Services LTD (FRN 1047534) is an AR of TMG Direct Limited (FRN 786245). When you use JP Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JP Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
6 Thorncliffe, Two Mile Ash, Milton Keynes, Milton Keynes, MK8 8DT, United Kingdom
In the full report: 2 background checks
- What kind of line 07889 806813 is
- Who else gives the postcode MK8 8DT
Other names (1)
If you were contacted under any of these names, it is this firm.
- JP Financial Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16035618 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 October 2024 (2 years old)
- Registered office
- 6 Thorncliffe, Two Mile Ash, Milton Keynes, MK8 8DT, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jyoti Parimi | Director | Jun 1975 | 22 Oct 2024 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£248
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£409
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16035618. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JP Financial Services’s history from the FCA register and Companies House, newest first.
2026
4 February 2026
- Began trading as "JP Financial"
FCA register
15 January 2026
- Became an appointed representative
FCA register
2024
22 October 2024
- Incorporated at Companies House
- Jyoti Parimi took control (75–100% of shares)
- Jyoti Parimi appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like JP Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Milton Keynes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JP Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
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What does appointed representative mean for JP Financial Services?
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Who owns JP Financial Services?
Who runs JP Financial Services?
How long has JP Financial Services been in business?
What do JP Financial Services’ latest accounts show?
Does JP Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk