JPN Ltd

Reference number: 706113

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wecashanycheque.com first appeared online, and whether it can receive email
  • What kind of line 01924 806503 is
  • Who else gives the postcode LS28 4HS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • WECASHANYCHEQUE Trading name
  • Money Shop Exchange Bureau Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into high-cost short-term credit as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
JPN LIMITED
Company number
06707070
Company status
Active
Company type
Private limited company
Incorporated
24 September 2008 (18 years old)
Registered office
277 Roundhay Road, Leeds, LS8 4HS, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Carl Richard Pickering Director Apr 1967 24 Sep 2008 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
still active
5

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£349k

+3.9% from £336k

Employees (average)

4

Same as 4

Owed within a year

£17.7k

−66% from £52.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06707070. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jpn’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

12 May 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Carl Richard Pickering took control (75–100% of shares)

Companies House

2008

24 September 2008

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Jpn

Other firms of the same type (lender), nearest first.

In the Leeds (LS) postcode area

Allied Westminster (Insurance Services) LimitedWetherbyAuthorisedClayton Holmes Naisbitt Financial Consultancy LLPLeedsAuthorisedDavid BellLeedsAuthorisedE L Watson Financial Planning LimitedLeedsAuthorisedFractional Investments LtdLeedsAuthorisedIntegra Insurance Solutions LimitedLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jpn

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is JPN Ltd FCA authorised?
Yes, JPN Ltd (FRN 706113) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Jpn’s phone number and website?
The FCA register lists the phone number 01924 806503 and the website wecashanycheque.com for Jpn. If you were given different contact details, use these to check with the firm before going any further.
Is Jpn a scam or clone?
Jpn is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jpn?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Jpn handles your money, so check the specific product before you commit. You can also refer complaints about Jpn to the Financial Ombudsman Service, free of charge.
Who owns Jpn?
Companies House lists one person with significant control of Jpn: Mr Carl Richard Pickering (75–100% of shares).
Who runs Jpn?
Companies House lists one director of Jpn: Carl Richard Pickering.
How long has Jpn been in business?
The company was formed on 24 September 2008, and has held its current FCA authorisation since May 2016.
What do Jpn’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £349k (+3.9% from £336k).
Does Jpn use any other names?
It trades as WECASHANYCHEQUE. It has previously used the name Money Shop Exchange Bureau.

Sources and links

The full report on JPN Ltd

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