Julia Ward-Osseiran

Reference number: 1019836

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Appointed representative

Julia Ward-Osseiran does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Julia Ward-Osseiran (FRN 1019836) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julia Ward-Osseiran's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Julia Ward-Osseiran, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07710 114769

  • Address

    9A Pentire Road, Newquay, Cornwall, TR7 1NX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07710 114769 is
  • Who else gives the postcode TR7 1NX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Conscious Wealth Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Julia Ward-Osseiran’s history from the FCA register and Companies House, newest first.

2024

4 October 2024

  • Became an appointed representative
  • Began trading as "Conscious Wealth"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Julia Ward-Osseiran

Other firms of the same type (financial adviser), nearest first.

In Newquay

Cooper's Financial Planning LtdNewquayAppointed representativeGannon Wealth Management LimitedNewquayAppointed representativeKarrek Accountants LimitedNewquayAppointed representativeKarrek Financial Management LimitedNewquayAppointed representativePentire Financial LtdNewquayAppointed representativePenvearn Wealth Management LtdNewquayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Julia Ward-Osseiran

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Julia Ward-Osseiran FCA authorised?
Julia Ward-Osseiran (FRN 1019836) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Julia Ward-Osseiran?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Julia Ward-Osseiran (FRN 1019836) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julia Ward-Osseiran's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Julia Ward-Osseiran, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Julia Ward-Osseiran’s phone number?
The FCA register lists the phone number 07710 114769 for Julia Ward-Osseiran. If you were given different contact details, use these to check with the firm before going any further.
Is Julia Ward-Osseiran a scam or clone?
Julia Ward-Osseiran is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Julia Ward-Osseiran?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Julia Ward-Osseiran's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Julia Ward-Osseiran use any other names?
It trades as Conscious Wealth.

Sources and links

The full report on Julia Ward-Osseiran

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