Karrek Accountants Limited

Reference number: 956873

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Karrek Accountants Limited (FRN 956873) introduces customers to Openwork Limited (FRN 408285). Any regulated advice or arranging is done by the principal, not Karrek Accountants.
  • Example: if Karrek Accountants refers you to a financial adviser, the advice should come from the principal firm, not from Karrek Accountants itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01637 853158

  • Address

    9 Hilgrove Road, Newquay, Cornwall, TR7 2QY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01637 853158 is
  • Who else gives the postcode TR7 2QY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05827166
Company status
Active
Company type
Private limited company
Incorporated
24 May 2006 (20 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Accounting and auditing activities (SIC 69201)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Simon Turner Director May 1964 1 Oct 2009 10 other companies
Courtney Rowe Director May 1995 26 Mar 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
went insolvent
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£7,863

Down £1,736 from −£6,127

Employees (average)

4

Same as 4

Owed within a year

£72.1k

−8.2% from £78.6k

Net assets are negative: on its last balance sheet the company owed £7,863 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05827166. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Karrek Accountants’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2022

1 August 2022

  • Angela Backhouse became a part-owner (25–50% of shares)
  • Angela Backhouse stopped being a part-owner

Companies House

2021

15 August 2021

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Andrew Simon Turner took control (75–100% of shares)

Companies House

2007

22 October 2007

  • Board replaced: both directors left and a new director took over

Companies House

2006

24 May 2006

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Karrek Accountants

Other FCA-listed firms that share a director, phone number or address with Karrek Accountants. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Karrek Accountants

Other firms of the same type (financial adviser), nearest first.

In Newquay

Cooper's Financial Planning LtdNewquayAppointed representativeGannon Wealth Management LimitedNewquayAppointed representativeJulia Ward-OsseiranNewquayAppointed representativeKarrek Financial Management LimitedNewquayAppointed representativePentire Financial LtdNewquayAppointed representativePenvearn Wealth Management LtdNewquayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Karrek Accountants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Karrek Accountants Limited FCA authorised?
Karrek Accountants Limited (FRN 956873) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Karrek Accountants?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Karrek Accountants Limited (FRN 956873) introduces customers to Openwork Limited (FRN 408285). Any regulated advice or arranging is done by the principal, not Karrek Accountants. Example: if Karrek Accountants refers you to a financial adviser, the advice should come from the principal firm, not from Karrek Accountants itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Karrek Accountants’ phone number?
The FCA register lists the phone number 01637 853158 for Karrek Accountants. If you were given different contact details, use these to check with the firm before going any further.
Is Karrek Accountants a scam or clone?
Karrek Accountants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Karrek Accountants?
Protection works through Openwork Limited, the principal firm responsible for Karrek Accountants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Karrek Accountants?
Companies House lists one person with significant control of Karrek Accountants: Mr Andrew Simon Turner (75–100% of shares). Before that, it was controlled by Miss Angela Backhouse.
Who runs Karrek Accountants?
Companies House lists 2 directors of Karrek Accountants: Andrew Simon Turner and Courtney Rowe.
How long has Karrek Accountants been in business?
The company was formed on 24 May 2006.
What do Karrek Accountants’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£7,863 (down £1,736 from −£6,127).

Sources and links

The full report on Karrek Accountants Limited

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