Julian Spencer

Reference number: 608070

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Appointed representative

Julian Spencer does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Julian Spencer (FRN 608070) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julian Spencer's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Julian Spencer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When julianspencerwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07454 628279 is
  • Who else gives the postcode ST11 9TN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Julian Spencer Wealth Management Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Julian Spencer’s history from the FCA register and Companies House, newest first.

2014

21 July 2014

  • Began trading as "Julian Spencer Wealth Management"

FCA register

2013

2 October 2013

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Julian Spencer

Other firms of the same type (financial adviser), nearest first.

In Stoke-on-trent

Adrian White Wealth Management LimitedStoke-on-TrentAppointed representativeAskey & Sutcliffe Associates LtdStoke-on-TrentAppointed representativeBeswicks Financial LimitedStoke-on-TrentAppointed representativeCarl DickinsonStoke-On-TrentAppointed representativeDino VisserStoke-On-TrentAppointed representativeElite Financial Solutions (UK) LimitedStoke-on-TrentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Julian Spencer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Julian Spencer FCA authorised?
Julian Spencer (FRN 608070) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Julian Spencer?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Julian Spencer (FRN 608070) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julian Spencer's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Julian Spencer, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Julian Spencer’s phone number and website?
The FCA register lists the phone number 07454 628279 and the website julianspencerwm.co.uk for Julian Spencer. If you were given different contact details, use these to check with the firm before going any further.
Is Julian Spencer a scam or clone?
Julian Spencer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Julian Spencer?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Julian Spencer's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Julian Spencer use any other names?
It trades as Julian Spencer Wealth Management.

Sources and links

The full report on Julian Spencer

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