Julie Sullivan (Chipping Campden) Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 31 October 2025

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
JULIE SULLIVAN (CHIPPING CAMPDEN) LIMITED (FRN 1031200) is an AR of Golden Charter Limited (FRN 965279). When you use JULIE SULLIVAN (CHIPPING CAMPDEN)'s services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from JULIE SULLIVAN (CHIPPING CAMPDEN), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01386 800430
Address

Office 4, Sunningend Business Centre, 22 Lansdown Industrial Estate, Cheltenham, Gloucestershire, GL51 8PL, United Kingdom

In the full report: 2 background checks

What kind of line 01386 800430 is
Who else gives the postcode GL51 8PL

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14319668 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 August 2022 (4 years old)
Registered office: Office 4 Sunningend Business Centre, 22 Lansdown Industrial Estate, Cheltenham, Gloucestershire, GL51 8PL, United Kingdom
Nature of business: Funeral and related activities (SIC 96030)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Julie Maureen Sullivan	Director	May 1971	26 Aug 2022	1 other company
Neil William Sullivan	Director	Apr 1962	26 Aug 2022	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

14 months to 31 October 2025Micro-entity accountsNot audited

Net assets

£31.0k

+53% from £20.2k

Employees (average)

2

Same as 2

Owed within a year

£2,521

−37% from £4,010

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14319668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Julie Sullivan (Chipping Campden)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

30 March 2025

Became an appointed representative

FCA register

2022

26 August 2022

Incorporated at Companies House
Julie Maureen Sullivan became a part-owner (25–50% of shares)
Neil William Sullivan became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Julie Sullivan (Chipping Campden)

Other FCA-listed firms that share a director, phone number or address with Julie Sullivan (Chipping Campden). A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Julie Sullivan (Chipping Campden)

Other firms of the same type (funeral director), nearest first.

In Cheltenham

Alexander Burn LtdCheltenhamAppointed representative Ian George (Funerals) LimitedCheltenhamAppointed representative J M Sullivan LimitedCheltenhamAppointed representative J Mason & J BryarsCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Julie Sullivan (Chipping Campden)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
2 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Julie Sullivan (Chipping Campden) Limited FCA authorised?

Julie Sullivan (Chipping Campden) Limited (FRN 1031200) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Julie Sullivan (Chipping Campden)?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Julie Sullivan (Chipping Campden) Limited (FRN 1031200) is an AR of Golden Charter Limited (FRN 965279). When you use Julie Sullivan (Chipping Campden)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Julie Sullivan (Chipping Campden), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Julie Sullivan (Chipping Campden)’s phone number?

The FCA register lists the phone number 01386 800430 for Julie Sullivan (Chipping Campden). If you were given different contact details, use these to check with the firm before going any further.

Is Julie Sullivan (Chipping Campden) a scam or clone?

Julie Sullivan (Chipping Campden) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Julie Sullivan (Chipping Campden)?

Protection works through Golden Charter Limited, the principal firm responsible for Julie Sullivan (Chipping Campden)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Julie Sullivan (Chipping Campden)?

Companies House lists 2 people with significant control of Julie Sullivan (Chipping Campden): Mrs Julie Maureen Sullivan (25–50% of shares) and Mr Neil William Sullivan (25–50% of shares).

Who runs Julie Sullivan (Chipping Campden)?

Companies House lists 2 directors of Julie Sullivan (Chipping Campden): Julie Maureen Sullivan and Neil William Sullivan.

How long has Julie Sullivan (Chipping Campden) been in business?

The company was formed on 26 August 2022.

What do Julie Sullivan (Chipping Campden)’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £31.0k (+53% from £20.2k).